Several moments in your life can certainly give you a heart attack for a second. One of those moments is when your phone falls off your hand and crashes the concrete floor. That one must really hurt both for you and your phone.

While these incidents are inevitable, you can always protect your phone with a phone case to prevent damages. Just be sure to buy the ones that can handle a few beatings so that your phone is always protected.

What should you look for in a phone case?

Some smartphones today come with a free phone case. But they’re normally generic ones and not as good in protection as you hope it would be. But what makes a great smartphone case, really?

There are four qualities that every phone case must have: body protection, screen protection, added features, style. If the case you consider buying possesses all the qualities detailed below, place your order already!

1. Sturdy and long-lasting protection

As much as possible, look for cases that can give your phone overall protection. Especially if you’re a clumsy one.

Sturdy cases should protect not just the back of your phone, but also the corners and edges of the device. There are phone cases out there that have raised edges or corner bumps to protect the edges and corners.

Phone cases with dedicated protection for the rear cameras are also a great plus.

2. Scratch-proof screen protection

This is also part of the overall protection that your phone needs. We separated it just to give emphasis. Because screens also need great protection since they’re one of the most fragile parts of the smartphone. And we can’t stress that enough.

If you’ve dropped a phone before without any protection, there’s a good chance that the screen is cracked almost instantly.

To prevent this from happening again, buy a phone case that comes with a screen protective film. While you can also buy it separately, most brands bundle their phone case with a protective film for the ultimate protection. These films are easy to apply to smartphones so you can do it yourself!

3. Great additional features

Sometimes, it’s not just about the protection. Great features that enhance the overall user experience of the phone is a big plus.

There are phone cases nowadays that have built-in rings where you can slide in your fingers while you’re holding the phone. This feature provides an extra assurance that the phone will not fall off your hands.

Kickstands are also one of the most sought after features in a phone case nowadays. This feature transforms your phone into a self-standing device when you’re watching a YT video or streaming a movie.

You can also consider phone cases that have integrated SIM ejector pins, and battery packs.

4. Style that suits your personality

If you don’t really care about how your phone will look, you can definitely skip this one. But if you’re that type who loves to keep everything fashionable as much as possible, you should consider the style of the phone you’re going to buy.

Do you prefer bulky phone cases or slim ones? Do you like bright colours or just plain black ones? You have a lot of options nowadays when it comes to phone case colours and prints so take your time weeding out the best for you.

Now that you know what to look for in a case, it’s about time to shop for the best phone cases – Auditech Australia. Keep in mind what we just talked about and we’re sure you’re going to find the best case for your phone!

In a bid to widen the nation’s tax net and rope in the informal sector, a 1.75% electronic transaction levy (e-levy) has been proffered in the budget statement and economic policy for the 2022 financial year to be charged on mobile money payments, bank transfers, merchant payments, and inward remittances.

This is also to generate revenue to support road infrastructure development and improve public transportation as zero-rate tolls on all public roads are being proposed. It is arguably true that the e-levy could fetch more revenue for the road and transport sectors compared to the existing manual system if it rather does not cause a significant decline in overall patronage of electronic transactions.

I believe very few gridlocks across the nation are caused by tollbooths and thus, it is a weak justification for zero-rate tolls while acknowledging the fact that some tollbooths have become vehicular traffic hotspots and impact productivity negatively as travel time is lengthened.

That having been said, instead of zero-rate tolls, should we not be considering the nationwide implementation of electronic toll collection to replace manually operated tollbooths that causes traffic?

For a growing nation that has been propelling towards internet and cash-lite economy for the past few years, it is just appalling to see progress made so far in the digitization process being threatened by taxes.

A nation aiming for financial inclusion, and a digital economy which of course facilitates reduction in revenue losses through proper monitoring, reducing bribery and corruption, and easy to audit financial records should not be taxing but rather nurture the very footing of her digital economy dream.

In a bid to evade this electronic transactions levy, businesses and individuals could opt for regular cash and banking hall transactions which they initially carried out seamlessly through electronic transactions. This to some extent would affect productivity as it delays the otherwise timely completion of transactions for economic growth.

This could also promote regressive taxation as the majority of Mobile Money (MOMO) users are small and medium scale enterprises (SMEs) and the economically marginalized who have no access to banks would be the only ones being taxed when the rich resort to traditional bank transactions.

Also worth noting, is the fact that this could increase the cost of printing and replacing defaced banknotes as there would be a rise in cash transactions which somewhat is also a threat to security.

The significance of electronic transactions to the Ghanaian economy, especially mobile money transactions which surpass transactions on all other payment platforms in volume cannot be denied over the past decade. The introduction of this incoherent e-levy is nothing but a disincentive to the patronage of electronic transactions, especially MOMO.

Rather than introducing this inequitable electronic levy, should the government not be considering ways to compel other telecommunication companies to emulate VF-Cash by Vodafone Ghana to reduce mobile money transaction charges (i.e. the 1% charge on transfers) to further widen the MOMO customer base, discourage cash transactions, and thus, foster financial inclusion?

Surcharging MOMO transactions to 2.75% (i.e. the prevalent 1% service charge and 1.75% electronic transactions levy) is in no doubt a killer jab to the infant cash-lite economy dream.

Quite evident in the reactions of the populace to the proposed electronic transactions levy is the tendency to discourage patronage and thus, could have a dwindling effect on the government’s projected revenue targets when approved for implementation.

Aside from the e-levy directly discouraging patronage, the diminishing patronage could result in a rise in unemployment as MOMO agents, particularly those in rural areas could have their source of livelihood affected and consequently bow out of business.

In a period where governmental agencies like the GRA have gone cashless, the e-levy would also affect transfers (which according to the budget statement would be borne by the sender, except for inward remittances which would be borne by the recipient) between the taxpayer and government in a bid to settle tax obligations. A case of double taxation?

According to a GSMA research paper entitled, “The causes and consequences of mobile money taxation: An examination of mobile money transaction taxes in sub-Saharan Africa”, potentially dangerous effects of imposing levies on mobile money transactions on the economy can be learned from the research. In Uganda for instance, it was found that the imposition of a 1% transaction tax on mobile money dropped person-to-person (P2P) transactions by more than 50%.

As Warren Buffet puts it, “It is good to learn from your mistakes. It is better to learn from the mistakes of others”. Thus, as the gateway to Africa, it would rather be prudent to learn from the mistakes of other African nations and be the pacesetter for free mobile money transactions that have the potential of accelerating the cash-lite economy and greater benefits in the long run than imposing a threatening levy.

As government makes efforts to increase its revenue, it would equally be prudent for the government to cut down on its expenditure to significantly balance the books and also improve on accountability and transparency to the citizenry.

Written by:
Edmund Terkpernor
0559766195
[email protected]

Online casinos continue to grow in popularity thanks to the ready demand available not just locally in Ghana but all across the world. There is something for everyone on these sites, right from the beginner to the expert-level online gambler. Click here to learn more about what you can expect from a typical online casino.

For a beginner, you need to get a few things before you dive in and start spinning. Outlined in this post are some of these things to pay attention to, and do before you get started

Research your Options

There are new players coming into the online casino industry with each new day, it would seem. Instead of going for the first item in your search engine results, put in the work and do some diligent research. 

Look at what each platform has to offer in terms of games variety and user experience. Even more important is your safety and risk exposure level as you play. For this reason, you will want to narrow down your options to online casinos with a valid license. Again, read through reviews and get a feel of what other people’s experiences have been with the site. 

You can do well for yourself by working with recommendations. That being said, you don’t want to fall for false positive reviews, which is why you need to be patient and take some time to find the right site for you.

Know the Rules

After identifying an online casino which suits your preferences and needs, the next thing you will want to do is acquaint yourself with the rules of the casino. Read through the terms and conditions of the site, before agreeing to them. If possible, be sure to read through the terms at least a few times.

Pay attention to all rules as outlined by the site. Doing so ensures you enjoy a good experience, and keeps you safe as you play. Additionally, violation of these rules may earn some penalties which you will do well to avoid.

Keep Your Expectations in Check

Even before you start online gambling, you need to check your expectations. It’s a great way to ensure you stick to responsible gambling, and do not end up frustrated.

Keep in mind that you will not win every spin. Again, you will do yourself a favor not to think of this as a “get-rich-quick” scheme as you may only end up sorely disappointed. Don’t gamble too much in hope of winning more, even after a series of wins.

Know Why You are Gambling

Before you start spinning, know why it is you are gambling in the first place. Is it just for fun, or are you looking to make some real money from your adventures on the online casino.

It cannot be said enough-do not want to put in all you have. With online gambling, as with the brick-and-mortar casinos, you need a proper plan. Set apart how much you are going to use for your gambling adventures and stick to it. Go all in, and especially while you are still an amateur and you risk losing it all. At the end of the day, your reason or motivation for playing will influence your behavior.

Understand the Games

One of the biggest mistakes you can make is betting on games you don’t really know much about, much less how to play. Research and develop a strategy for the games you intend to play. That way, you will not be relying on just luck to spin a win. Again, if you are a beginner, then you may want to stick to the beginner-friendly games, and are mostly the old-school games you may have played before.

Unless you have developed a solid strategy for these, you will want to stay away from these strategy-intensive games. Should you consider having a go at these games, then start with a limited budget before you get the confidence to bet with bigger amounts. 

Select a Payment Method

Most online casinos will have several options for payment methods from which you can choose. Consider the amount of fees charged, as you wouldn’t want to have end up losing your earnings to high fees. Again, consider the reliability and processing times of the payment method you select so you never have to worry about not receiving your earnings in time. Refer to the online casino or the payment method service provider with any questions you may have regarding withdrawals and deposits. Find out how to create PayPal which is one of the common payment method across these online casinos.

Bottom Line

Don’t jump into betting on just any game on any online casino. Instead, do proper research on what each site offers, find out more about the games collection, and the rules. Carefully select a payment method, and then you can start gambling.

Do you know that you earn an extra profit in match betting? Evidence has shown that you can make tax-free money from free bets and promotions advertised by sportsbooks. Visit liontips.com or liontips.com.gh to get the latest sports odds and predictions in potential matches.

Matched betting is simply wagering on two opposite stakes to remove your risk on a sports contest. That is, when you back a sports result at a sportsbook and when you wager against the result of the exact sports at a Bet Exchange. For instance, if you lay $10 on Manchester United to win a game, you bet on the team to either draw or lose. If you’re right, you win $10, and if you’re not, you have to pay someone out their winnings. With a free bet in the two matched bets, you’re sure of winning some dollars.

How to Get a Free Bet

• Create a betting exchange account from any reputable bet exchange
• Qualify for free bets from any sportsbook
• Deposit enough cash on the sportsbook and bet exchange.

How to make profits from a free bet

• Meet the wagering requirements by understanding the conditions behind the free bet before wagering 
• Choose the best sports event.
• Ensure the two odds from the sportsbook and bet exchange are exact or of similar value. Choose decimal odds for easy understanding.
• Select a strong match odd. For example, an off of 2.5 for backing Manchester United and laying Liverpool at 3.0 is a weak match because the difference in value is significant. The lay odd is 83%; you need to have a lay odd of 100% or at least 90%. A weak match will make you lose some money.

How to Find a Strong Odds Match

Finding a solid match by yourself requires a lot of time, and most times, you might make an error. OddsMonkey is the right bot to save you stress by matching perfect odds and the best sports event to wager on. Just open a free account, and you’re good to go. To use OddsMonkey for getting free bets, go for low odds, go for odds for popular sports and ensure OddMonkey rating percent is high.

Points to Note when Matching your Lay and Black Bet for Free Bets

• Be sure you have enough balance on the betting exchange and sportsbook account to tide over in case of losses.
• Always check your odds on the two sites to verify the nature of the odds. Because the odds are prone to change
• Wager on the sportsbook first and immediately lay on the exchange.

After this action, you now have experience in matching risk-free bets. The following step is to apply it on matched bets after getting your free bets. If you have not gotten your free bets, continue using this method until you have reached the rollover requirement.

How to Match Your Free Bets to Win Money

This action is similar to the free bets matching, but in this case, you need strong matched high odds. Again, adjust the OddsMonkey Matched Betting calculator’s bet type from default to “Free Bet (SNR)” to compute your Lay wager.

Use OddsMonkey to find out the lay stake and place your two bets. Then relax and enjoy your earnings.

 “I’ve had Battlefield2042 disappoint me before, but this is the first time I thought the inherent core game was bad,” wrote Reddit user Terror Firmer IRL. They reported that they have decided to cancel their Battlefield 2042 order due to their experience playing the version.

Battlefield 2042 is “flawed from a fundamental Battlefield shooter perspective,” said the man in PC Gamer this week. The beta was not only not acceptable for him, but it also brought back memories to Battlefield 5’s launch; it also featured “dumbed down” guns and other identity issues. Former Battlefield Esports rival The X factor is streaming Apex Legends and other games; they also had the same feelings.

My experience during the beta was generally disappointing; however, when I joined forces with a few friends–we were able to be able to play three people in a match, which was a bit frustrating–I enjoyed playing as a tank commander and jogging around the base of the rocket ship. I also had fun teasing the snipers by flying drones, as shown in the image below. I’m not a gamer at the level of Xfactor.

Morgan loved the beta as well as did we, and we’re not the only ones enjoying the game despite certain apparent flaws. “Most people I know IRL liked the game,” wrote TiToim on the Battlefield subreddit, “so I guess the small hater percentage come here on social media to express themselves.”

No matter where players gathered their opinions on the Battlefield 2042 beta, no one can deny that it was a mess as heck. A bug uncovered from Xfactor is a bug that has been resurrected of Battlefield 5, he says. A video posted by Xfactor to Twitter shows a player appearing ahead of the player after firing a few shotguns in silence.

Find out more

Beta was restricted: one map and mode that was accessible via an uninspiring interface. DICE states it’s aware that some bugs found in the beta have been solved in the final version of Battlefield 2042 that’s being prepped for release in November. However, some people aren’t convinced that the time launch will fix the anomalies in spacetime they encountered during their arrival.

Even if the game was bug-free (unlikely), there are plenty of issues with the design that would still be a problem for players such as Xfactor. Another primary target for criticism is Battlefield 2042’s brand new specialists that replace the regular classes. Like Rainbow Six Siege operators, specialists have unique equipment, such as a healing pistol and a grappling hook. As opposed to Siege players, specialists can carry any gun or equipment loadout. Snipers can carry anti-tank rockets. An LMG user may carry anti-air missiles. Ammo crates exist; however, who would want anything else other than rockets and C5 and missiles? (That’s future-oriented C4, I’m sure.)

“You can’t tell who is next to you and who you are shooting,” said Xfactor. “How do you prepare or counter that?”

It will include more experts in the Battlefield 2042 release version, which means you won’t find a lot of duplicates around, though it won’t be a massive help in finding loadouts. The players who are entirely opposed to the new system have begun looking at 2042’s other games for a chance to win, including Battlefield Portal.

Portal allows players to create and play game modes that draw weapons, vehicles, and maps from Battlefield 1942, Battlefield Bad Company 2, Battlefield 3, and Battlefield 2042. If it’s successful, it could be an excellent solution for fans who don’t enjoy the new-style Conquest mode: Visit Portal and locate an entire group of players playing Battlefield 3 classes instead of experts.

Your smartphone is an opportunity for all types of content if you know how to use it correctly. For sports fans, there are so many ways that you can keep up with what is happening, you just need to know where to go. If there is a piece of information out there that you want to discover, you will be able to track it down with your smartphone!

Follow Leagues Internationally

You don’t have to just stick to hearing news about leagues in Ghana, or even in Africa as a whole. With the power of a smartphone, you will be able to find out information about tournaments and leagues all over the world!

A great way to do this is by checking out football betting odds. Let’s say that you are interested in how English Premier League team Manchester United are going to perform in their next game. Looking at the odds means that you will be able to tell who is the underdog, and who is the predicted favourite in the game.

You can also head onto social media like Twitter. Follow your favourite players, the official accounts for major tournaments, and the teams themselves. There is so much insight to be gained from these types of accounts!

Make Sure Your Alerts are On

If you want to keep up with big changes in the world of sport as they happen, you need to make sure that your alerts are on. This is a small notification that can inform you of some of the biggest goings-on in just a few sentences. You can set them to come up on your phone or even sync them to your Apple Smartwatch if you have one.

This can be a quick and easy way to check what is happening. Some people prefer to sit down and learn more about what is going on in one big session – maybe when they first wake up – while others would rather get informed on the go.

Don’t forget to look into Google alerts too! In addition to social media posts, they can be a great way to learn more. Set up Google alerts to watch for news from your favourite pundits.

Widen Your Knowledge

Having a smartphone to explore the world of sport with means that you have so much information right there at your fingertips. Why not draw on it a little? By choosing to widen your knowledge, you can gain a deeper understanding of the game that you love. You might even find an appreciation for a new one too!

If you are always on the go, a great place to start is with podcasts. There are plenty of podcast platforms to choose from. Pick one and download a few episodes of a sports podcast to listen to when you have a moment. Whether it is about your favourite team, an analysis of a big match, or even something exploring the history of the game itself, there is always something new to be learned.

One of the most powerful tools the average person has access to is the humble smartphone. If you are able to discover how you can use it to keep up with your favourite sports, you are going to unlock a whole new world of information. It does not matter whether you love something as well-known as football or something completely niche – you can bet that there is an online community celebrating it. With a smartphone, you will be able to access this information as easily as can be.

Every person’s modern life has so many gadgets in it that they hardly notice the impact. There’s an alarm clock to wake up, a bunch of kitchen utensils to make breakfast, and a dishwasher so as not to be late to work. A coffee maker is already waiting there, to stay awake.

But the influence doesn’t stop here. These small things have a much more significant impact on our everyday life. Why are they so valuable?

Devices optimize processes, making them more accessible and faster

A century ago, we had to do everything ourselves: no mixers to blend the food for us, no TV to entertain, nothing. The internet and smartphones weren’t existing, so you could neither check results nor bet on your favorite sports teams, as you can do now using ReloadBet, which has a review here https://bookmaker-ratings.com/review/reloadbet-bookmaker-review/.

Nowadays, it’s so much easier to do anything. It can be cooking in the kitchen with toasters, juicers, and ovens or organizing a home gym with power racks and benches. It also can be a comfortable relaxation in a high-tech spa. There are infinite possibilities.

Make things compact

For many, convenience is an even more important option than functionality. Size reduction has always been one of the trends for electronic appliances makers. Technological leaps help in many ways with their developments.

Users can see how, for example, a TV from a huge box, which was difficult to lift and move from place to place, became a thin, flat, and beautiful panel. Such noticeable changes have also undergone any device in the kitchen or bedroom.

The gadgets modify in design, decrease, and improve to become more comfortable and bring more happiness to users.

Gadgets bring the joy

We don’t always buy gadgets in terms of convenience or usefulness for work. People often surround themselves with devices, which helps increase mood: music players, TV, video games. All that appeared so that we don’t feel sad or lonely. And for the sake of emotions, many people are ready to pay massive amounts of money.

For the same reasons, the market exists, and for each device, there are different rivals at various price segments. Some have a lot of functions and cost crazy money. The others are affordable, but you have to give some of the possibilities of the flagship device.

Increase the productivity

The human brain, sadly, has its limitations. But AI boundaries extend much further. Thanks to this, while the person sleeps, a computer can work.

This rule applies to many devices, and the most straightforward example is the example of smart home appliances, which have an option of control by a mobile device. A user can turn on his kettle or start making his meal in a rice cooker with one touch of the button while approaching the apartment.

But the most convincing is the addition of computers and smartphones to our lives. These devices immensely accelerated all the processes both at work and home. So the impact of the two gadgets will be difficult to overestimate since a computer has become an office for many, and a smartphone is an office in the pocket for the others.