Category: For Ghanaians

  • How To Get Your NSS Certificate Delivered To Your Doorstep

    How To Get Your NSS Certificate Delivered To Your Doorstep

    Ghana is one of the African countries that are on the process of Digitization. With the advancement in technology in the 21st century and how countries have adjusted themselves to use technology in all aspects of life, Ghana is not far away from doing the same.

    The president of Ghana has made digitization a centrepiece for its own development, thus the average Ghanaian has become used to digital telecom and financial services.

    In 2018, the National Service Scheme digitized its certificate system to enable personnel who have successfully completed their service apply for their certificate online.

    Once you apply online, your certificate will be delivered to your location. This was made possible by NSS collaborating with Delivery Hub Limited (DHL).

    Since there were challenges in the collecting of NSS certificates, lack of proper inventory systems to file certificates and difficulty in locating certificates, there was the need to go digitize to solve all these problems.

    The National Service Secretariat indeed proved that we are in a digital world. For those who are leaving in far places that need to travel several miles to the regional National Service Office to obtain your certificates can now sit at the comfort of your homes and request your certificates.

    In this article, I will take you through the steps to follow to have your NSS certificate delivered to your doorstep.

    Have Your NSS certificate Delivered To Your Doorstep

    1. To begin, first, visit the NSS certificate website. Verify your NSS number and press enter to proceed. If in any way you don’t remember your NSS number, you can click on the “Don’t know your NSS number? Search below” button to access your account in an alternative way.
    2. The first stage of the National Service follows after successful verification. Fill in all the needed information at this stage. Information like your full name, NSS number, GPS address, Region of service, institution etc are asked. Press enter after filling the forms.
    3. The next stage of the NSS certificate request is the “Electronic Consent Authorization Confirmation”. This is when you give consent to release information from Educational Records. Space for you to draw your signature will be provided.
    4. The third stage of the National Service Certificate request is the details preview stage. This stage is where you preview your entered information and cross-check if the information is accurate.
    5. The fourth stage is the Payment. This is where you choose a payment option to submit your payment for the delivery of your NSS certificate. You can pay with MTN mobile money or Express. As of 2019/2020, the cost of the delivery is 31.52 GHS.
    6. After submitting your payment, you would be asked to approve the payment from your account.

    After performing all the task above, your NSS will be delivered to your doorstep.

    Conclusion

    Going a long distance for your National Service Certificate is a thing of the past. With NSS gone digitized, you can sit at the comfort of your home and request your NSS certificate delivered to your

  • How to Use Bolt Lite for Cheaper Bolt Rides in Ghana

    How to Use Bolt Lite for Cheaper Bolt Rides in Ghana

    The COVID-19 pandemic has affected everyone in one way or the other. In our effort to contain the spread of the virus, taking public transport has become a little bit dangerous especially for those with underlying medical conditions.

    This has affected those of us who take these public transports especially, “Tro-Tro”. Initially, the number of passengers was reduced but after some weeks it was restored to the normal numbers they took before the pandemic.

    As a result, most of us have now migrated to the internet transports like Uber, Yango, Bolt, and the others.

    As companies have launched stimulus and relief packages for their customers, Bolt has also rolled out the Bolt Lite offer to help customers throughout this COVID-19 pandemic.

    In this article, I am going to show you how to use Bolt Lite for cheaper Bolt Rides in Ghana.

    What is Bolt?

    Bolt (formerly Taxify) is a mobile transport app that is used for requesting fast and affordable rides in Ghana. Bolt is available for download from the Google Play Store and the Apple App Store.

    Some of the features of the app are as follows:

    • You can see the price upfront for you to know how much your entire trip is going to cost.
    • You can also, add feedbacks by rating your driver based on how you experienced the ride.
    • To avoid the hassle of carrying money around, you can add your debit/credit card to your Bolt account and pay for your ride using that.
    • After any transaction on your card, an official receipt will be sent to the email you used when registering for the Bolt account.

    The app is available in over 25 countries and 80 cities around the world with its headquarters stationed at Tallinn in Estonia.

    What is Bolt Lite?

    The Bolt Lite option is an offer by Bolt to allow customers to pay less for their trips as a COVID-19 pandemic stimulus package. The offer gives customers a 15% discount on all their rides within the stipulated period.

    This offer also allows drivers to take full control of their earnings because they can switch between the regular Bolt ride and the Bolt Lite option whenever they feel like doing it.

    The Bolt Lite offer is available to users at all times except for Fridays, Saturdays, and Sundays from 8 pm to 12 midnight.

    How to Use Bolt Lite for Cheaper Bolt Rides in Ghana

    To use Bolt Lite for cheaper rides, you must be a registered Bolt User. But, if you are not a registered user, you can register by following the steps below:

    • Download the free Bolt app from the Google Play Store or the Apple App Store.
    • To register with your phone number, enter your phone number to continue. Otherwise, sign in with Facebook.
    • After entering your phone number, an automatic One-Time Password (OTP) will be sent to your number via SMS.
    • Set up your profile with your email (this is where the receipts will be sent to). Or you can also continue with Facebook.
    • Enter your first and last name and then tap “DONE”.

    After registering, you can now begin with the steps on how to enjoy the cheap rides.

    • Open the Bolt app and tap on Search Destination.
    • Enter the Location and tap on search.
    • From the list of ride options available, select Lite; which is usually the second option.

    Now enjoy your cheap Bolt ride.

    Conclusion

    Considering the high cost of transportation in Ghana, this offer has been brought at the right time. Though the discount is not that much, it is better as compared to the normal price.

    Therefore, I urge everyone to take advantage of it and utilize it very well.

    Make sure to share with your friends and feel free to drop your comments and suggestions in the comment section below.

  • Ghanaian Developers: Get 30 days Free Virtual Private Server (VPS) On Cloudflex Infrastructure

    Ghanaian Developers: Get 30 days Free Virtual Private Server (VPS) On Cloudflex Infrastructure

    Cloudflex Computing Services Limited is Nigeria’s leading Enterprise local cloud service provider. We are the first choice of Cloud Solutions and managed data services for local and Global businesses with great ambitions.

    However, Our Company is based on the principle of developing and delivering top of the line Infrastructure as a service (IaaS) and Platform as a Service (PaaS) solutions to meet the need of our existing and prospective clients. On this note, we would like developers from Ghana to leverage on this 30 days free Virtual Private Server (VPS) on our Infrastructure.

    What is Cloud Computing?

    • The cloud is a term used to represent the internet where these resources are measured and provision, which is also scalable.
    • A type of computing that relies on sharing a pool of physical and/or virtual resources over the internet without necessarily having your devices on-prem.

    What is Virtual Private Server (VPS)?

    • Virtual private server (VPS) hosting is a step up from a shared hosting service
    • Virtual Private Server (VPS) is hosting that virtually mimics dedicated server environments within a shared server

    Why Cloudflex Virtual Private Server (VPS)?

    Flexible Resource Allocation

    Cloudflex VPS hosting offers dedicated resources for your websites and applications; specifically, the amount of RAM, CPU, and disk space you specify are assigned to your VPS. If, however, your websites or applications experience a surge in traffic and require more significant resources than you have selected, you may be able to borrow resources from another VPS temporarily.

    The flexibility permitted by the Cloudflex VPS is one of its most valuable benefits. VPS hosting often makes use of a hypervisor, which is software that facilitates this sharing of resources. If your site needs more resources to accommodate a large number of visitors and another website on a separate VPS is not using all of its resources, your site can borrow the extra power.

    Root Access to Customize and Configure the VPS

    Cloudflex VPS hosting also gives you root access to configure and make changes to your hosting environment. Root access is not guaranteed with other arrangements, such as a shared hosting plan. If you are particularly tech-savvy or foresee hiring web developers in the future, the root access will allow you to configure your VPS accordingly.

    Scalability

    Cloudflex Infrastructure is scalable; therefore, our VPS hosting offers scalability so that available resources can grow with you as you need them. This means that if you start on a shared server, you would then need to invest time in migration to a VPS when required. However, if you start with a VPS, you can migrate slowly without breaking the bank on a dedicated server, which you may not need for quite some time.

    An Affordable Option

    On Cloudflex infrastructure, our VPS hosting is much more affordable for developers than purchasing a dedicated server. It can reliably host your website or application, handle surges in traffic, and grow to accommodate your needs over time.

    Rather than committing to a dedicated server and spending nearly twice as much (or sometimes more) than a VPS hosting solution, take your time to evaluate your options. VPS hosting offers you a way to get in the game without a prohibitively high cost of entry. 

    The worst thing that could happen if you end up needing a dedicated server in the future is that you would need to spend some time and money migrating to that upgraded resource. However, you would still have saved money in the beginning with a VPS server and learned which features are appropriate for your application(s) or website(s).

    To access the free package, log on to www.vps.cloudflex.ng

    You can call or send a WhatsApp to us on +2348176444470 for more information.

    For more information about our Cloud services, visit www.cloudflex.ng or send us a mail at [email protected].

  • How To Create An Account On Sportybet Ghana

    How To Create An Account On Sportybet Ghana

    There are arguably so many ways to make money on the internet today. However, one of the most-known methods available today is sports betting.

    From the Junior High School Student to the SHS leaver and down to the gainfully-employed public sector or private sector worker, sports betting has become a popular way of making money and quickly too.

    Due to the surge in the number of bet punters in Ghana, many sports betting companies have found their way into the country over the past few years. One of such companies is Sportybet.

    Before anyone could bet with any of the sports betting companies, one needs to have an account. For many people, opening sport betting accounts could be a tough call especially if one chooses to bet with Sportybet.

    In this article, we bring to you the basic steps for opening a Sportybet account here in Ghana.

    But, before we delve into the details of the steps involved in opening the account, let’s look at some of the options available on Sportybet and the areas of coverage.

    Areas Of Bet Coverage And Options Available On SportyBet

    Sportybet is one of the most used betting bookmarkers in Ghana with thousands of users across the length and width of the country.

    This is particularly so because of the numerous sporting events covered by Sportybet and their numerous betting options too.

    Sportybet covers all forms of sporting activities including Soccer, Volleyball, Basketball, Baseball, Dota2, Tennis, Table Tennis, Badminton, Cricket, Rugby, Darts, Beach Hockey, Handball and Ice Hockey among many others.

    For every sporting event on Sportybet, there are a wide range of options to be selected. There are options for goals, corners, Combos, total fouls, cards and many others for soccer and many other sporting events covered on this platform.

    How To Open An Account On Sportybet

    Creating your Sportybet Account is your first step in securing a money-making betting career online. But, how do you create a valid user account on Sportybet?

    Follow the steps below to launch your betting career with Sportybet:

    1. Visit the Sportybet website
    2. Click on ‘Register’ in the top-right corner of the homepage.
    3. Enter your mobile money number in the ‘Number’ column. Start the number without the first 0. So if your number is 055XXXXX, just start with 55.
    4. Write your preferred password in the ‘Password’ column. It should be between 6 to 14 characters long. Then submit.
    5. A verification code would be sent to your mobile money number which was used in the registration. Enter the code on the next page.
    6. Click on ‘Complete registration’

    After this, your account is created and you can start using it. However, before you can actually place any bet, you need to complete your first deposit.

    How To Deposit Money Into Your Sportybet Account

    Now you are ready. You have a Sportybet account and you are set to launch your betting career right from scratch. However, there’s one final step you need to take to finally start placing your bets. That’s depositing money into your account.

    The steps below will help you deposit money into your Sportybet account:

    1. Login to your account.
    2. Click on Deposit in your account menu.
    3. Select the Mobile money service provider you wish to use. (remember you can’t change the number you used during the registration)
    4. Enter the amount you wish to deposit in the ‘Amount’ column and click on ‘Topup Now’.
    5. Wait for the authorization message on your mobile money line and approve it.
    6. If the authorization note doesn’t come after some minutes, follow the steps below:
    1. Dial *170# on your mobile money number.
    2. Enter option 6 for ‘my account’
    3. Select option 3 for ‘My approvals’
    4. Enter your Mobile Money PIN
    5. Select Option 1
    6. Press 1 to approve the transaction.

    Conclusion

    Making money on the internet today is very easy with so many opportunities available here and there for people to make money. One of the most preferred ways to make money on the internet today is through Sports betting.

    As a result, there are so many betting platforms available online today. One of the most-used ones in Ghana is Sportybet.

    In this article, we took you through how to open an account on Sportybet, how to deposit your first money in your account and the various events and options available on Sportybet.

    I hope you found this article very helpful and that you’ll leave some positive feedback for us.

    If you have any questions, comments, reservations or additions, kindly leave them in the comment box below or get in touch with us.

    Please, do well to share this article with friends and relatives. Always remember that we write because of you and we’ll be glad to hear from you always.

  • What Does Ghana’s Law Say About Pornography?

    What Does Ghana’s Law Say About Pornography?

    In this 21st Century Digital World, pornography has become an everyday thing for most people; with over 100 million persons visiting these adult sites to view pornographic contents all over the world.

    Though pornography in Africa is not as high as it is in other Western countries, the pornographic industry in Africa has begun to follow Western culture and is gradually growing.

    Just like other countries in the world, Ghana also has its own pornographic content creators who create pornographic content in remote locations. But, do you know why most of the websites and creators of these sexually explicit contents hide their identities?

    Most people have no idea about what the laws of Ghana say about pornography and its related sexually explicit contents. In my quest to know more about what the constitution says about this, I decided to do a little research.

    After doing my research, I found out that there are several laws that talk about pornography in Ghana, most (if not all) of which I had never heard before. This article is going to reveal the findings of my research and a brief explanation of each law.

    Disclaimer: The laws in this article are from the 1992 Constitution of the Republic of Ghana. But, the explanations are my personal explanation based on what I’ve read and asked from others. This article is not meant to be legal advise.

    What Does Ghana’s Law Say About Pornography?

    Criminal Offence Act, 1960 (Act 20)

    Section 101A – Definition of Sexual Exploitation

    1. Sexual exploitation is the use of a person for sexual activity that causes serious physical and emotional injury or in the form of prostitution or pornography.

    2. A person who sexually exploits

    a. Another person other than a child commits an offence and is liable on summary conviction to a term of imprisonment of not less than five (5) years and not more than 25 years.

    b. Another person who is a child commits an offense and is liable on summary conviction to a term of imprisonment of not less than five (5) years and not more than 25 years.

    Explanation

    The brief explanation of this law is that any person who sexually exploits a person either a child (under 18 years) or an adult (over 18 years), commits a criminal offence and will serve a jail term of not less than five (5) years and not more than twenty-five (25) years.

    So what is the connection between sexual exploitation and pornography?

    The connection between sexual exploitation and pornography is very clear and simple. Most of the people who act pornography does it because of the money. Therefore they are exploited by exchanging sex and privacy for money and any person who does that is a criminal.

    Electronic Transactions Act, 2008 (Act 772)

    Section 136 – Child Pornography

    1. A person who intentionally does any of the following acts:

    a. Publishes child pornography through a computer;

    b. Produces or procures child pornography for the purpose of its publication through a computer system; OR

    c. Possesses child pornography in a computer or electronic record storage medium, commits an offense and is liable on summary conviction to a fine of not more than 25 penalty units or a term of imprisonment of not more than 10 years or both.

    Explanation

    In this context, a child refers to a person who is less than 18 years and child porn also refers to a material that depicts a child engaged in sexually explicit conduct. Therefore, any person who publishes, or procures child porn is also a criminal and is punishable by law.

    What is the Connection Between Child Porn and Pornography?

    Most of the pornographic materials that are put on display consist of under aged girls or boys. For example, the video that trended over the internet of a schoolgirl and her teacher was a clear example of child porn. Therefore, they are all categorized under pornography.

    Development and Classification of Film Act, 2016 (Act 935)

    Section 20 – Pornographic films

    The Board shall not approve for exhibition a film which it considers to be pornographic.

    Section 28 – Forfeiture of Equipment

    1. Where a person … (b). exhibits a pornographic film, the Board shall seize the film and the equipment used for exhibition without limiting criminal proceedings that may be instituted against the exhibitor and apply to the High Court for forfeiture to the State of both the film and the equipment.

    2. A seizure of the film and equipment is not a bar to any criminal proceedings that may be instituted against the exhibitor.

    Explanation

    In Ghana, movies are submitted to a board for review before it is published. Any movie that is seen as a pornographic movie will not be allowed to be published. Therefore, if a person exhibits any pornographic movie and is caught, he/she will be arrested and be brought to justice.

    Conclusion

    In conclusion, per my research findings, pornography and anything related to it in Ghana is illegal and therefore, anyone who goes against these laws when caught will be penalized severely in the court of law.

    Therefore, I urge everyone to take note of these laws and try their maximum best to abide by them so that we can all live peacefully in Ghana.

  • How You Can Enjoy 50% Discount on services with MTN MashUp (MTN Pulse)

    How You Can Enjoy 50% Discount on services with MTN MashUp (MTN Pulse)

    Do you know there’s a way that you can enjoy a free discount on several shops in Ghana just by using MTN MashUp (MTN Pulse)? If no then this article is for you and if YES, this article is for you as well.

    MTN has introduced a new offer for customers who use the MTN MashUp bundle often by giving them free discounts on some selected shops nationwide.

    This loyalty reward package is one of MTN’s COVID-19 relief packages for its customers who have been with them throughout these abnormal times.

    The name of this loyalty package is Pulse Loyalty; as the name suggests, it is mainly aimed towards the customers on the MTN Pulse platform or bundle.

    How Do You Get the Discount Codes?

    Before you can get a discount on the selected stores, you need to generate a discount code from MTN pulse. The following steps show how you can generate the MTN Pulse discount code.

    • Dial *567#
    • Select Pulse Loyalty (option 4)
    • Select your preferred store from the list provided.
    • A congratulatory screen with the code will be shown.

    What is MTN Pulse?

    You can find all about MTN Pulse and all the available offers here: https://mfidie.com/mtn-pulse-mash-up/

    What is MTN Pulse Loyalty?

    MTN Pulse Loyalty promo is a promotion that is run by MTN to reward customers who have subscribed to the MTN MashUp bundle.

    In this promotion, MTN MashUp customers will be given a discount on some selected shops in Ghana. The discount ranges from 5 percent to whooping 50 percent.

    The selected stores and the respective discount percentages are:

    Silverbird Cinema

    The Silverbird Cinema is one of the (if not the) largest movie cinemas in Ghana with over 5 branches spread across the country, mostly at shopping malls. The movies that are shown ranges from local to international movies.

    Under this package, customers enjoy a 50% discount on all tickets they buy from Silverbird Cinema every Monday. This reward package is also called Cinema Mondays due to the fact that it runs only on Mondays.

    Silverbird Cinema has the highest discount code throughout the MTN Pulse Loyalty offer, i.e. 50%

    Potbelly Shack

    Potbelly Shack is a restaurant, bar and cafe’ that produces contemporary cuisines and barbecue. The meals are mainly lunch and dinner, they do not cook breakfast. They offer takeout and dine-in as well.

    Under this package, the exact percentage of discount you get is not stated in the confirmation message that you receive from MTN Pulse.

    Unlike Silverbird Cinema, Potbelly Shack’s discount code is available from Monday – Thursday, making it the only reward package that lasts more than a day. Potbelly Shack can be located at East Legon opposite the Adjiringanor school park or you can visit their website.

    UKBrand Store

    This package is for clothes lovers and those who shop at the various UK Brand stores in Ghana.

    When you buy clothes from UKBrand store every Wednesday using the Pulse Loyalty discount code, you get a 10 percent discount on all your purchases.

    This package also runs on only Wednesdays.

    KFC

    This one is also for the food lovers especially those who buy their food from KFC shops across the country.

    KFC is one of the most popular restaurants in Ghana with several shops spread across Ghana. Their food ranges from rice meals to chicken meals.

    The KFC discount code is worth 5 percent discount. Meaning, whenever you buy food from KFC on Fridays MTN Pulse is paying 5 percent for you leaving you with 95 percent of the total cost of your order.

    Conclusion

    The discounts on some of the stores though not enough is fair enough considering this pandemic and the high cost of items in the country.

    Note that, each store has its own day (s) of validity, therefore if you try to generate a discount code on any other day aside the one assigned to it, it will not be possible.

    So, you need to take note of each store and its validity day (s). In summary:

    Silverbird Cinema is available on Mondays only.

    Potbelly Shack is available from Mondays to Thursdays.

    UKBrand Store is also available on Wednesdays only.

    KFC is available on Fridays only.

    Make sure to make use of this offer and comment on your experience below.

  • How To Protect Instagram Account From Being Hacked

    How To Protect Instagram Account From Being Hacked

    Instagram hack has been on the increase and many people are losing their hard built accounts with a lot of followers. Getting hacked on Instagram is a great loss especially when you are a business that drives sales through Instagram.

    A hacked account is forever lost to the hacker. In late 2018, over 500 users reported receiving a mail that their email accounts associated with their Instagram account have been changed.

    The hackers managed to get unauthorized access to the victim’s account and changed their emails connected to Instagram. Instagram hack has been a headache to its users and a lot of people are wondering how to protect their accounts from being hacked.

    So what can you do to protect your Instagram account from being hacked? In the below post, I will show you some important approaches to take when your account gets compromised and how to secure it.

    Immediate Actions To Take If Your Instagram Account Gets Hacked

    In early 2019, Instagram rolled out a new security feature called “my login info isn’t working” under the login button of the login page. If a hacker changes your password, you can use this option to gain control over your account.

    Steps to follow to gain access to your Instagram account when hacked using the new security function (my login info isn’t working):

    Option 1

    1. Press “my login info isn’t working” button if your password stops functioning.
    2. Type in your email or phone number associated with Instagram. Instagram will then send you a new 6 digit code for an account reset to allow you to regain access to your account.

    By following the above steps, your account will be recovered and ready for use. However, whenever someone logs in your account indirectly without your consent, Instagram automatically sends you a confirmation address to confirm it’s you.

    If you receive an email from Instagram alerting you of a Login or an email change which you are not aware of, click on the “revert this change” within the same email. This will help you recover your account.

    Most at times too, your account might be hacked but still, you are able to login to the account and perform your usual activities. Once you realize a change in your account usage, immediately change your account password to a more difficult one.

    5 Hints To Protect Your Instagram Account From Being Hacked

    1. Use a Strong Password – Hackers easily break lose passwords. Using a weak password can easily be broken or cracked. “Have I been Pawned” is a website used to check if your password has been stolen. A strong password is a password with a combination of six letters (capital and small), numbers, and punctuation marks. Security experts suggest a minimum of not less than eight characters.
    2. Two-Factor Authentication – Instagram has the option to enable two-factor authentication (2FA). With 2FA enabled, whenever you log in to your Instagram account, you will be asked to provide an SMS security code sent to your mobile number.
    3. Secured Email Account – Using an unsecured email account is like opening your door to thieves at night when sleeping. Your email is what you use for most of your social networks including Instagram. Hackers attack your email first, so it’s advisable to secure your email by using a strong password and 2FA.
    4. Revoke Access To Suspicious Third-Party Apps – Some third-party apps serve as a gateway for hackers to take over your Instagram account. Check and see to it that all third-party apps that have been given permission to access your Instagram are following the Term of Use of Instagram. If you notice any suspicious app, don’t hesitate to revoke its access.
    5. Logout of Instagram anytime you use a public device or shared device to log in to your account. This will help protect your account by falling into the wrong hands.

    Conclusion

    People are losing their accounts to hackers day by day. Instagram hack is on the rise as the day goes by. In this article, I have provided some immediate actions to take when your Instagram account gets hacked and also shared important hints to protect your Instagram account.

  • How to Register for AirtelTigo Money RetireRite Pension

    How to Register for AirtelTigo Money RetireRite Pension

    As an active worker, one of the most important things you could do is to save money for your retirement. The traditional way of saving for your retirement involves a long process especially when you are trying to access your funds after retirement.

    Therefore, the introduction of technology in the saving of money towards your retirement is a very good initiative. This introduction is going to make your retirement savings easier to access and convenient.

    In view of this, AirtelTigo in partnership with the People’s Pension Trust (PPT) has introduced a tier 3 personal mobile pension scheme in addition to a savings account called RetireRite. This scheme is aimed at helping customers of AirtelTigo Money to live a peaceful financially independent pension life.

    Before you decide to register, there are some things you need to know and in this article we are going to show you all that you need to know so keep reading.

    What is RetireRite?

    RetireRite is a mobile pension scheme that allows subscribed AirtelTigo customers to make monthly contributions towards their retirement with as low as GH¢ 1. The scheme comprises of a pension account and a savings account.

    How does RetireRite work?

    Once you register, all the contributions you make will be disbursed equally into the two accounts, i.e. the savings and the pension accounts.

    With the savings account, you can withdraw up to 50% of your contributions six months after your initial deposit with the available interest.

    If a customer decides to stop contributing, he or she can only access their pension funds at age 60; depending on the date of birth of the ID you used for the registration of the SIM card.

    Should in case of a customer pass away, there’s a life bonus cover to ensure that the beneficiaries of the deceased customer receive up to four times the total contributions made by the deceased in the previous calendar year.

    Meaning, if the deceased made a total contribution of GH¢ 100 in the previous calendar year, the beneficiaries can receive up to GH¢ 400.

    The most interesting thing about this package is that no matter your occupation you can still contribute every month with the little amount you have on you.

    There’s no minimum age for registering but before you can subscribe to the AirtelTigo RetireRite, you need to be a subscribed customer on AirtelTigo Money.

    How to Register for AirtelTigo Money RetireRite Pension Scheme

    You can register for the AirtelTigo Money RetireRite pension scheme using the steps below:

    1. Dial *110#
    2. Select Pay Bill (option 4)
    3. Select Insurance & Pension (option 6)
    4. Select RetireRite (option 1)
    5. Select Register (option 1)

    Conclusion

    Most people don’t find a pension saving a profitable initiative because they don’t know where to invest their money or based on what they hear from other people.

    But from the explanation given by AirtelTigo and the People Pension’s Trust, this is a very good initiative but you need to be willing to contribute consistently (every month) before you decide to sign up on this scheme.

    Please share this post with your friends and relatives because there might be someone looking for such an initiative.

  • How to Register For AirtelTigo Money

    How to Register For AirtelTigo Money

    There may be days that you desperately need money but going to the bank for such money sometimes seems awful and weird. For example, travelling all the way to the bank to withdraw GH¢ 10 could be a waste of time.

    With the introduction of technology into financial transactions, the need for physical cash when doing a transaction is now very low as compared to what it used to be some years ago. It is the intention of tech and financial experts to see Ghana in the near future migrating to almost 80% cashless when doing transactions.

    In view of that, AirtelTigo has collaborated with the Bank of Ghana to introduce a mobile money service called AirtelTigo Money. This service allows subscribed customers to make withdrawal, deposit, send and receive money from all networks all through their mobile phone.

    In recent additions, subscribed customers can receive money from international transfers as well.

    What is AirtelTigo Money?

    AirtelTigo Money is a mobile financial service that allows all subscribed AirtelTigo customers to send, receive money. It also allows the customers to buy airtime, pay bills, and pay for goods and services right on their mobile phone. The activities of this service are monitored by the Bank of Ghana and therefore there’s no need to be scared of using this service.

    There are two ways of registering for AirtelTigo Money. We have Office registration and Self-registration.

    How to register for AirtelTigo Money at the Office

    For this option, you can simply visit any AirtelTigo office nationwide with a valid national photo identification document (Ghana card, Voters ID, Drivers’ license or passport).

    A merchant will take your details and then ask you to create a 4-digit secret PIN which you will use to make transactions. Upon completion, a welcome message will be sent to your phone via SMS.

    How to self-register for AirtelTigo Money via WhatsApp

    The Self-Registration option is very useful in this COVID-19 pandemic era. Under this category, you can choose to register using USSD or Whatsapp without leaving your house.

    To use WhatsApp to register, you just need to send “Hi” to the official Whatsapp number 0577000084 to begin the process. You will be asked to provide the following:

    • Picture of your valid ID card (should be the same as the one you used to register your sim card)
    • Date of birth (should correspond with the one on your ID card)
    • Location and
    • Your AirtelTigo number

    How to Register for AirtelTigo Money by via USSD

    Initially before Airtel and Tigo became one company, this feature was available, but after they became one company this feature is no longer available.

    But it’s our hope that they might some day re-introduce this feature again.

    Therefore, if you are not having a smartphone, you need to do the Office Registration.

    Conclusion

    The steps for registration is very easy and quick so you can easily follow along and register for the service.

    After you receive the confirmation SMS, you can receive or send money or buy airtime or pay for goods and services right on your mobile phone.

    Please be aware of fraudulent persons who impersonate AirtelTigo to claim money from customers. AirtelTigo will never demand money from you through an agent or an employee, all official items will be sent to you via SMS with the assigned name AirtelTigo Money.

    Please stay vigilant and report any suspicious activity or persons on your account. I hope the guide above serves its purpose.

  • The Various Types of Drivers’ License in Ghana And Their Meaning

    The Various Types of Drivers’ License in Ghana And Their Meaning

    It is the dream of every person to buy a car in the future. But buying a car alone does not mean you can drive your car straight away. Before you will be allowed to drive, you need to acquire a drivers’ license issued by the DVLA.

    Getting a drivers’ license in Ghana is easier now as compared to the process we had a few years ago. But, before you apply for a license you need to know the type of license you are applying for.

    In this article, we are going to cover all the various types of drivers’ license issued by the DVLA in Ghana.

    Eligibility for A Drivers’ License in Ghana

    More importantly, there are some criteria you must fall under before you decide to apply for a drivers’ license in Ghana.

    To be eligible for a drivers’ license:

    • One must be above 18 years
    • You must have BECE or Adult education and must be able to read and write
    • Must take a passport photo
    • Must have had 48-hour training from a DVLA accredited driving school.

    Now after satisfying the criteria above, you can then proceed to the type of license that fits you or your vehicle.

    What Are The Types of Drivers’ License in Ghana?

    Currently, there are six (6) types of drivers’ license in Ghana. These are based on the type of vehicle the driver uses. The types are:

    1. Type A – motorcycles
    2. Type B – minibuses, cross country vehicle, pick-up vehicles
    3. Type C – buses and medium goods carrying vehicles
    4. Type D – buses, coaches and heavy goods vehicles
    5. Type E – agricultural, earth-moving and industrial equipment
    6. Type F – buses, coaches and heavy goods carrying vehicles

    What Does Each Type Mean?

    Type A

    This class or type of license is for drivers who use motorcycles and scooters. Meaning, all two or three-wheel vehicles without a gearbox fall under this section.

    Delivery and dispatch riders who use motorcycles should apply for this type/class of license. Local vehicles called “Abobo yaa” also fall under this section.

    The engine size of the vehicle can be up to 250cc or can exceed 250 cc as long as it is a motorcycle.

    Type B

    If you are a driver of minibuses, cross-country vehicles and pick-ups and cross-country vehicles, then you need to apply for this type of license.

    Under this type of license, the number of passengers in the vehicle must not exceed 15 and the gross weight of the vehicle together with the passengers should also not exceed 5000kgs.

    Taxi, Uber, Yango, Bolt and all other commercial vehicles which do not contain more than 15 passengers fall under this class or type of license. If you also own your own private (personal) vehicle then you should also apply for license Type B.

    Type C

    Buses and medium goods carrying vehicle drivers are entreated to apply for this type of license.

    Also, the number of passengers in the vehicle should not exceed 45 and the weight should also not exceed 10000kgs.

    All commercial vehicle “Tro tro” drivers should apply for license type C in order for them to be allowed to drive such vehicles.

    Type D

    This type is for buses, coaches and heavy goods vehicles.

    A Type D driver can drive a vehicle that contains passengers no more than 65 with a maximum weight of 35000kgs.

    VVIP buses and all intercity coaches (for example STC) drivers are also required to apply for this type of drivers’ license.

    Type E

    If you operate heavy agricultural vehicles then this is your type of license. Vehicles under this type include agricultural, earth-moving and industrial equipment or vehicles.

    Some basic examples are tractors, graders, bulldozers, loaders, rollers, forklifts, combined harvesters and a host of others.

    This type is more uncommon due to the low technological and agricultural development in Ghana and fewer number of factories.

    Type F

    Type F is pretty much similar to type D. But, unlike type D, type F drivers can drive all vehicles that exceed 35000kgs.

    Meaning, a driver with this license can drive buses, coaches and heavy goods carrying vehicles with weight above 35000kgs.

    Examples of such vehicles include articulators and all other types of rigid vehicles. A rigid vehicle simply means a vehicle that has a chassis split into two parts and is connected by a pivot.

    Can A Non-Ghanaian Citizen Apply For A Ghanaian Drivers’ License?

    The answer is yes. If you are a foreign citizen who is going to spend a long time in Ghana, you need to apply for a Ghanaian drivers’ license. Alternatively, you can use your international drivers’ license for its validity period.

    Before you can apply for a Ghanaian drivers’ license, you need to present a license from your home country and all other steps will be followed to issue you with your ID.

    Conclusion

    Knowing the right type of license helps to know which car to use or what type of car you should buy if you are now thinking of buying a new car.

    Please NOTE that using a license which does not qualify for the car you are driving is a crime and is punishable by law.

    Therefore, follow the article and select the type that fits your vehicle.