Category: Tech News

  • Ghana’s Cocoa Farmers get Digital Satellite Tech Supports via SAT4Farming

    Ghana’s Cocoa Farmers get Digital Satellite Tech Supports via SAT4Farming

    SAT4Farming, an initiative to reach thousands of small-scale cocoa producers with information and services to improve their productivity and sustainability has been unveiled.

    It is designed to use digital technology and satellite imagery to create individual Farm Development Plans (FDPs) that guide farmers over a seven-year period.

    The digital FDPs provide a planning and monitoring tool, available over mobile devices. Advice on-farm practices and investments, climate-adaptation, certification training, and ongoing monitoring provide farmers, including women and youth, and field agents with unprecedented data-based guidance to a more sustainable future.

    Smallholder farmers produce the vast majority of the world’s cocoa, the basic ingredient for chocolate. Cocoa farmers face declining yields, mounting threats from pests and disease, and persistent poverty.

    In addition, farmers rarely get the timely training and advice they need to change their circumstances. In Ghana, 800,000 smallholder farmers make the country the world’s second-largest cocoa producer.

    SAT4Farming partners include the global nonprofits the Rainforest Alliance and Grameen Foundation; global cocoa trader Touton; the University of Ghana’s Department of Agricultural Economics and Agribusiness; the Netherlands-based Satelligence and WaterWatch Projects.

    With the launch, Touton has begun deploying the SAT4Farming digital FDP among its network of farmers and suppliers for Mars, Inc., one of the world’s largest chocolate makers. Meanwhile, Mars suppliers across a number of countries are adopting similar approaches to support a more sustainable cocoa sector by improving smallholders’ livelihoods and protecting the environment. COCOBOD fully supports the program’s implementation in Ghana.

    SAT4Farming builds on a pilot in Indonesia where Mars, the Rainforest Alliance and Grameen Foundation partnered to create the digital FDP.

    It is based on a specialized agronomic model for cocoa that includes digital certification performance information. In Ghana, the integration of satellite imagery is expected to streamline the process of creating an FDP, facilitate monitoring, and provide greater insights into dynamic environmental conditions.

    Initial funding comes from the Geodata for Agriculture and Water (G4AW) program of the Netherlands Space Office (NSO). The program plans to launch a social enterprise that will make SAT4Farming services widely available and ensure the economic sustainability of the work.

  • Apple “disturbs” police and law enforcement by releasing iOS 11.4.1; Update Now

    Apple “disturbs” police and law enforcement by releasing iOS 11.4.1; Update Now

    The iOS 11.4.1 upgrade is small by Apple standards – coming in at around 200MB – but it represents a big headache for the law enforcement and other organizations that want to gain access to someone else’s phone because it kills off the most common route to bypass the device’s security.

    The update includes a new feature called “USB Restricted Mode” that will disable a data connection from the iPhone’s charging/data port at the bottom of the device after one hour of being locked by default. Originally, Apple planned to have the restricted mode kick in after a week but last month changed its mind to reduce the time limit to an hour.

    If you go to Settings and check under Face ID (or Touch ID) & Passcode, you’ll see a new toggle for USB Accessories. By default, the switch is off. This means that once your iPhone or iPad has been locked for over an hour straight, iOS will no longer allow USB accessories to connect to the device — shutting out cracking tools like GrayKey as a result. If you’ve got accessories that you want to continue working after your iPhone has been sitting locked for a while, you can toggle the option on to remove the hour limit.

    You should leave the toggle disabled if you want your iPhone to be most secure.

    How to Update to iOS 11.4.1

    The over the air method is extremely easy to get by. Simply connect to your home’s WiFi network and make sure you have more than 50% battery remaining on your iPhone or iPad. I highly recommend connecting your device to a charger during the update process.

    Once that is out of the way, navigate to Settings > General > Software Update. As soon as the iOS 11.4.1 update shows up, tap on Download and Install.

  • Infinix Unveils Beyond Intelligent AI Device Note 5 Powered by Android One

    Infinix Unveils Beyond Intelligent AI Device Note 5 Powered by Android One

    Following the global debut in Dubai, Infinix Note 5 was on Saturday 7th July 2018 unveiled at the Plush Movenpick Hotel in Accra.

    Note 5, the brand’s “Beyond Intelligent” smartphone, was outdoored as part of the Android One program, designed to deliver a software experience by Google.

    Encased in the beautifully designed hardware of the Note 5, Android One brings secure and smart AI-powered innovations like the Google Assistant and Google Lens to everyone.

    “Targeting trendsetters, and young professionals, Infinix Note 5 comes with a software experience designed by Google, combined with great hardware from Infinix/TRANSSION. We empower our users to go beyond the limit with our newest breakthrough technology. All while they enjoy an intelligent lifestyle through the fusion of technology and stylishness. In partnership with Google on Android One, we will provide the young generations with unprecedented mobile experience and revolutionize their mobile life with Note 5.” Said Benjamin Jiang, Managing Director of Infinix Mobile.

    Equipped with an amazing display, the “Beyond Intelligent” Note 5 smartphone provides users with superb viewing and entertainment experience with an Infinity 6.0’’ FHD screen and an 18:9 screen ratio. The edge-to-edge screen also makes the device look stunning, both from a design and a technological perspective.

    The Note 5 device features a perfect 16MP low-light front camera, which allows selfie lovers to take professional selfies even in low light. As for the rear camera, it is supported by a 12MP resolution.

    Its long-lasting battery will provide 3 days on average usage with a 4500mAh battery, built with a 3A Fast Charge, which will keep users fully functional throughout the day.

    Speaking on the partnership, Arif Chowdhury, Group Vice President TRANSSION said: “As a provider of mobile devices and mobile value-added services in global emerging markets, we focus on serving a wide range of consumer groups and we firmly believe that the mobile communication device that has revolutionized social life belongs to everyone. We are pleased to partner with Google to cater to the young generations and present them with an intelligent and trendy lifestyle with the launch of Note 5.”

    “If you get a new smartphone you expect it to be amazing. That’s why we teamed up with TRANSSION through our Android One program. Together we strive to give users a range of smartphones, such as the Infinix Note 5, that combine beautiful hardware with Google’s smartly designed software – from the latest AI-powered innovations to the highest grade of security,” said Mahir Sahin, Director Android Partnerships for Africa.

    Infinix Note 5 will also support Google Lens – a new way to search what you see and interact with the world around you. You can take action on text, identify distinct plant and animal breeds, learn more about popular landmarks and discover products similar to the ones that catch your eye – like furniture and apparel. The feature will be available right in the Note 5 camera and through the Google Assistant.

    Infinix is committed to bringing cutting-edge technology and stylish designed mobile devices like the Note 5 to young generations.

    Infinix Note 5 Specifications

    Network: 4G
    OS Version: Android One
    Display: 6.0″FHD+; 18:9,TDDI; 2.5D
    Processor: MT6763
    Dimensions: 158*75*8.4mm – 2.5D glass
    ROM / RAM: 32GB+3GB/64GB+4GB
    Battery: 4500mAh
    Front “Selfie” camera: 16 MP, low light selfie; 4in1
    Back camera: 12MP,1.25um large pixel;F2.0

    About Infinix

    Infinix is a premium smartphone brand from TRANSSION Holdings designed for young generations who desire to live a smart lifestyle. Launched in 2013, Infinix is committed to building cutting-edge technology and fashionably designed dynamic mobile devices to create globally-focused intelligent life experiences through a merging of fashion + technology. Though daily interactions, these intuitive products become part of a lifestyle that represents trend-setting and intelligent experiences for young people around the world. Infinix currently promotes five product lines: ZERO, NOTE, HOT, S, and SMART in a globally marketplace reaching countries in Africa, Latin America, the Middle East, Southeast Asia and South Asia. With the brand spirit of challenging the norms, Infinix smart devices are designed specifically for young people who want to stand out, reach out and in sync with the world.

  • 3 Ghanaians arrested by FBI for cybercrime schemes amounting to $15 million

    3 Ghanaians arrested by FBI for cybercrime schemes amounting to $15 million

    Eight individuals, including three Ghanaians, have been arrested by the FBI for their roles in Business Email Compromise (BEC) schemes that were designed to intercept and hijack wire transfers from businesses and individuals.

    The three Ghanaians were part of an Africa-based cybercrime network indicted for various romance scams, fraudulent-check scams, gold-buying scams and credit card scams in the United States.

    The indictment alleges that the Africa-based co-conspirators committed, or caused to be committed, a series of intrusions into the servers and email systems of a Memphis-based real estate company in June and July 2016. Using sophisticated anonymization techniques, including the use of spoofed email addresses and Virtual Private Networks, the co-conspirators identified large financial transactions, initiated fraudulent email correspondence with relevant business parties, and then redirected closing funds through a network of U.S.-based money mules to final destinations in Africa. (more…)

  • Beware of fraudsters who promise to upgrade results – WAEC warns

    Beware of fraudsters who promise to upgrade results – WAEC warns

    The West African Examination Council (WAEC) has urged candidates to beware of fraudsters who contact them with the promise of “upgrading” their results for a fee payable through mobile money transfers.

    “The West African Examination Council wishes to alert its public to the activities of certain persons who introduce themselves as workers of WAEC and also claim to have access to its results database. (more…)

  • GhiPSS boss advocates Technology Regulator for ICT sector

    GhiPSS boss advocates Technology Regulator for ICT sector

    The Chief Executive Officer of the Ghana Interbank Payment and Settlement Systems (GhiPSS) Limited, Archie Hesse has called for a Technology Regulator to control Information and Communication Technology (ICT) applications and infrastructures.

    He explained that the regulator would ensure that the soft and hard ICT infrastructures, as well as products and services, to ensure they were foolproof and met international standards.

    Mr Hesse made the call at a Fintech Summit in Accra on Friday organised by the Accra-based English Radio Station, Citi FM.

    The programme formed part of the station’s business festival under the theme “The Future of the Financial Technology Ecosystem in Ghana”.

    It was under the auspices of GhiPSS, Hubtel, Fidelity Bank, Payswitch.

    Mr Hesse said Europe and Asia have technology regulators and Ghana could also do same.

    Touching on the topic of the programme, he said, Fintech meaning financial technology was about automating the processes and transactions of the banks.

    “Fintech is nothing new.  It is an old phenomenon that has caught up with us,” he said, stressing “Fintech helps do things better and promote synergy,” he said.

    The Head of Payment Systems at the Bank of Ghana (BoG), Dr Setor Amediku said the BoG was developing a law to regulate the Fintech Industry.

    He said since the Fintech held cash, there was the need to regulate them to promote financial and price stability.

    Dr Amediku said there was the need for the law to protect the cyber and data security of individuals and companies.

    Currently, there were 71 Fintech companies in the country.

    Dr Amediku said financial inclusion had increased from 41 to 58 per cent, saying the objective of the government was to achieve 75 per cent financial inclusion by the year 2020.

    The Chief Executive Officer of Hubtel, Alex Bram said though regulation was good, over regulation would stifle the industry.

    He said Fintech was breaking the bureaucracy in accessing services from the state, and urged the state institutions to embrace technology to improve on their services.

    Technology, Mr Bram said was bringing convenience and value to the lives of individuals.

    The Chief Technology Officer of Payswitch, Emmanuel Osei-Akoto said Fintech was breaking the barriers of banking and giving opportunity to access financial services.

    He said banks should be service providers and a storage house of money, saying banks should deploy a system in which they could order goods for their customers.

    The Director of Strategic Partnership, Dr William Derban said banks had always embraced technology in their operations, saying the adoption of Automated Teller Machines and other systems were part of technology.

    He called for stronger partnership among the banks, telecom companies and the banks to promote the Fintech industry.

    The Chief Executive Officer of Rancard, Kofi Dadzie said Fintech was nothing new and came about through the operations of banks.

    He said Fintech companies bring innovation and disruptions in the technology sector, indicating that Fintech would be the future of banking as it would provide easy and cheap capital to the entire citizenry.

    Source: The Ghanaian Times

  • “Star Phone” App launched to ease communication with businesses in Ghana

    “Star Phone” App launched to ease communication with businesses in Ghana

    MTN Ghana Limited has partnered One Smart Star Ghana Limited to launch Star Phone Service, a global service, allowing companies and institutions to keep all communications links in one place.

    This is aimed at making communications with signed-up businesses and institutions easier for users and clients as solutions to customers having to deal with several phone numbers when the need arises.

    Launching the service, Mrs Ursula Owusu-Ekuful, the Minister for Communications, in a speech read on her behalf said she was proud that the country was the first country to launch the service in the West Africa sub-region.

    She said it was welcoming to have a one-stop mobile application platform that would host multiple numbers of an organisation and integrates all their available communication channels thus voice phone, website, email, social media platforms, SMS, location navigation, and fax.

    She said to drive the use of Information Communication Technology in business, investment was needed to build, develop, strengthen and make it accessible, adding that, “We welcome One Smart International into Ghana’s technology solutions industry…”

    The Star Phone Service according to Mrs Ameley Ampofo, the Acting Chief Marketing Officer of MTN Ghana, is a unique dial code and app that allows customers to contact businesses just by single dial or tap without having to deal with the lengthy 10 digits.

    She said MTN’s commitment to lead in the delivery of a bold new digital world to customers, was urging them, to continuously provide distinct customer experience to brighten the lives of customers.

    Mrs Ameley Ampofo noted: “We continue to invest in our network and infrastructure to ensure that customers live in this digital age enjoying all the benefits available to them without restrictions.”

    “This year alone, MTN is investing more than 144 million US dollars to expand the network. Our focus on building a solid and robust network is driven by our desire to deliver a uniquely distinct customer experience,” she added.

    Mr David Sussan, Co-Founder and Chief Executive Officer (CEO) of One Smart Star International, said the services were being made available to some selected national security services for free as part of its Corporate Social Responsibility.

    He said the services were currently being used by a fleet of international companies and institutions in 80 countries.

    It’s better to use one of these best free VPN services https://fixthephoto.com/best-free-vpn.html to keep your personal or corporate data private.

    He said the application was available for free download on Google play store – with app name, ‘Star Phone’ – where users could easily access and start communicating with various institutions and companies.

    Mr Cornelius Kakraba, the CEO of One Smart Star Ghana, said the company so far has more than 70 companies which have signed up in the country.

    Download Star Phone App

    To download the Star Phone App, click here

  • Financial experts call for regulation of Fintechs at #CitiBizFestival

    Financial experts call for regulation of Fintechs at #CitiBizFestival

    Participants at the Financial Technology Summit organised as part of the Citi Business Festival have emphasized the need to create a financial ecosystem that will guarantee the safety of funds with financial technology (fintech) companies.

    According to them, the changing phase of technology makes it imperative for some level of regulation to enhance the security of electronic transactions in the future.

    The panel at the summit was made up of the Head of Payment Systems, at the Bank of Ghana, Dr. Setor Amediku, the CEO of Ghana Interbank Payment and Settlement Systems (GhIIPSS), Mr. Archie Hesse, the CTO of PaySwitch, Emmanuel Osei Akoto, the CEO of Rancard Solutions, Kofi Dadzie, the CEO of Hubtel- Alex Brahm, and William Derban from Fidelity Bank.

    Discussing the topic the Future of Financial Ecosystem in Ghana, most members of the panel stressed the need for some supervision.

    For the CEO of Rancard Solutions, Kofi Dadzie, the central bank would have to catch up with the speed of innovation since electronic transactions will change the phase of the country’s payment system in the future.

    He warned that the type of disruption that will hit the fintech industry may not necessarily come from big organisations whose activities are constantly being monitored by the regulators.

    “We will not see the pace of innovation that we need coming from large state organizations and from large corporate, simply because of the type of regulation and the space in which they operate and the nature of large organization”.

    According to him, the Bank of Ghana must do more than just setting regulations for fintechs and incorporate their activities into the operations of the financial system.

    On his part, the CEO of Hubtel, Alex Bram, cautioned that the level of regulation will depend on the nature of transaction undertaken by fintechs.

    Meanwhile, the Head of Payment Systems at the Bank of Ghana, Dr. Setor Amediku stated that the payment systems are too critical for the stability of prices, hence the Bank of Ghana will be tough in regulating the area to prevent a collapse of the financial system.

    Dr Amediku maintained that the non-existence of proper regulation to supervise the activities of fintechs could distort the financial system, affecting economic stability.

    He, therefore, urged the fintechs and telcos to take a six months window of opportunity created by the Bank of Ghana to upgrade their security system to meet a new requirement that will soon be passed into a law.

    “I think you are all aware that we have not regularized MTN Mobile Money, Vodafone Cash, Airtel Tigo Cash and the fntechs. So you have a window of opportunity of six months to put their house in order to meet the minimum cybersecurity regulations”.

    Dr Amediku warned that the BoG will not allow the system to be abused like it happened in the microfinance industry, leading to the loss of millions of cedis.

    The CEO of GhIPSS, Mr Archie Hesse maintained that the growth of fintechs shows that there must be more collaborations between fintechs, regulators and financial institutions.

  • UBA Ghana launches Mobile App and USSD Services

    UBA Ghana launches Mobile App and USSD Services

    United Bank for Africa (Ghana) Limited, in line with its strategy to drive the experience of “banking without boundaries” to its customers through digital innovation, has launched a new Mobile Banking application (formerly known as U-Mobile) and Unstructured Supplementary Service Data (USSD) code *822# at the Bank’s Head Office in Accra on 12th June, 2018. The two lifestyle products have been updated to bring a whole new banking experience to customers of the Pan African Bank.

    The new Mobile Banking App and USSD channels have been created with banking features that enable customers to operate a mini branch on their mobile devices, thus making banking more convenient, easy and accessible for all category of customers.

    UBA customers can register for these services to transfer money, buy airtime, check account balances, pay bills, transfer funds and conduct mobile money transfers amongst other functions with the new Mobile Banking App and USSD.

    “As a bank, co-creating with our customers remains part of our focus. Over the period, we have been informed by the taste and lifestyle of our customers and as such provided these two new solutions -Mobile Banking App and *822# to enhance their banking relationship with us and give our customers greater value”. We live in an age and time where people want a hustle-free way of banking, so we decided to introduce more features in our Mobile Banking App, which gives our customers greater value.” Said Abiola Bawuah – MD/CEO.

    With *822#, UBA Ghana advances in an industry trend which hopes to extend banking services to the less tech savvy customers, and customers who may not have the taste for internet banking, as well as the financially excluded persons” he continued.

    United Bank for Africa (Ghana) new Mobile Banking App demonstrates the Bank’s aim to provide unparalleled experience across all its channels It is in line with the bank’s vision to dominate Africa’s digital banking space. It comes with biometric log-in and facial recognition features for secure and personalized access. The application is now available for download on Apple Store and Google Play.

    The launch of these products demonstrates our culture of service excellence, strengthening the affinity with our existing customers while reinforcing the UBA brand as one to be associated with by the entire banking public.

  • BoG putting in strategy to combat fraud in E-payments and Mobile Money

    BoG putting in strategy to combat fraud in E-payments and Mobile Money

    The Bank of Ghana (BoG) has said that it is working tirelessly this month to stop fraud-related activities in the country’s payment systems.

    The First Deputy Governor of the Bank of Ghana, Maxwell Opoku-Afari, told Accra-based Citi FM that they are engaging the banks and telcos in order to implement the said measures.

    Mr Opoku-Afari assured that “the Payment Systems Department of the BoG is regularly engaging banks and telcos that are operating E-Payments and Mobile Money transactions to try to work within guidelines and framework to ensure the safety of consumers.”

    “As we use this platform in this ecosystem to drive financial inclusion we also have the protection and the stability of the financial system in mind so that whatever we do is geared towards protecting the consumer,”

    He explained that the launch of the mobile interoperability platform brings the country’s payment system under a new area which requires the needed legislation to protect consumers.

    He assured the general public that the Bank of God will always protect people in the payment ecosystem to enhance confidence in the financial sector.

    He was of the view that the need to protect and enhance confidence in the payment systems will also encourage government’s aim of achieving financial inclusion.

    Source: Pulse Ghana