The Ghana Interbank Payment and Settlement Systems (GhIPSS) last month introduced the Mobile Money Interoperability (MMI) system to ensures cross-network mobile money transactions.
What this means is that you can now safely transfer Mobile funds from one network to the other without the need of any third-party application.
Currently, all networks but Glo, are on the Mobile Money Interoperability system.
This means there is no need for an agent to transfer funds between these networks.
Before the introduction of MMI, there was the need to rely on services like Move, Korba, AlexPay, etc to facilitate such transfers.
Because each network had a different way of operating its mobile money platform, interoperability is slightly different from network to network, but they ultimately yield the same results.
Let’s take a look at all the steps:
How to send money from MTN Mobile Money to Vodafone Cash, Airtel Cash and Tigo Cash
Dial the MTN Mobile Money shortcode: *170#
Select Option 1 – Transfer Money
Select Option 5 – Other Networks
Select the option with the Network you want to transfer to
Enter the recipient’s phone number,
On the next screen, confirm the phone number
Enter the Amount you wish to send
Enter transaction Reference
Finally, enter your Mobile Money PIN to confirm
How to send money from Vodafone Cash to MTN Mobile Money, Airtel Cash and Tigo Cash
Dial the Vodafone Cash short code – *110#
Choose Send Money
Select Other Networks
Select the Recipient’s Network – (MTN or AirtelTigo)
Enter the recipient’s phone number
Enter the amount to be sent
Confirm transaction details and enter your Vodafone Cash pin
How to send money from Airtel or Tigo Cash to MTN Mobile Money or Vodafone Cash
Dial the Shortcode – *500# for Airtel Subscribers or *110# for Tigo Subscribers
Choose Send Money
Select Other Networks
Select the Recipient’s Network – (MTN or Vodafone)
Enter the recipient’s phone number in full
Enter the amount you wish to send
Confirm transaction details and enter your Pin to complete the transaction
Kindly note that the charges for transfer of cash between networks are higher than when transferring on the same network.
Here is a table detailing the cost of sending money via Mobile Money Interoperability:
Mobile money fraud is on the rise in countries where it’s widely used, and it’s crucial to know how to avoid being scammed.
Move Secure Escrow by BMT Micro enables sellers and buyers to conduct secure transactions on any website that uses iFrame, such as PayPal, BMT Micro and more. But if you aren’t familiar with the escrow process, it can seem like a daunting task to set up and use.
This article will explain the escrow process and give you step-by-step instructions on how to set up your own escrow account with Move Secure.
About Move Secure
Move Secure is a secure escrow service that helps protect buyers and sellers from mobile money fraud by holding payments in escrow until both parties are satisfied.
Move Secure ensures that everyone gets what they’re owned. Their 24/7 customer support team is always available to help resolve any disputes.
What is an escrow
An escrow is a third-party service that holds funds during a transaction. This can be useful for ensuring that both parties in a deal are satisfied before money changes hands.
Escrow services can also help protect against fraud by holding onto the funds until both parties have completed their obligations. To use an escrow service, you’ll need to find a reputable provider and set up an account.
How does mobile money fraud happens
With mobile money fraud, scammers will often send a text message or email that looks like it’s from your service provider. The message will say there’s been a problem with your account and ask you to click on a link.
Once you click the link, you’ll be taken to a fake website that looks like your account site. The fake site will ask you to enter your mobile money password. Once you do, the scammers will have access to your account and can clean it out.
How to use move secure using mobile app
If you’re looking for a way to secure your mobile money transactions, look no further than Move Secure Escrow. This app provides a safe and easy way to send and receive money without worry of fraud. Here’s how to get started.
Confirm your password by re-entering it in the second box.
Fill out the rest of the information needed, including an alternate email address or phone number in case you forget your credentials.
You now have a fully functioning Move Secure Escrow account.
How to use move secure using USSD
Dial *718# on your device
Select Move Secure.
Select Make Payments.
Enter the merchant code or phone number you are sending the money to.
Select the network of the number.
Enter the amount.
Enter the description of the product or service.
The details will be shown to you. Press 1 to confirm or 2 to Cancel.
A confirmation will be sent for you to authorize the payment.
How to use move secure using their website
If you’re looking for a secure way to escrow your mobile money, look no further than Move Secure. Using their website is easy.
Create account
Visit their website https://movegh.com
Select merchant sign up.
Provide your name and number
Fill in the necessary information required
Click on next to proceed and create your account to send and receive money.
Send money
Add your desired amount of funds, and then select your recipient.
The funds will be securely held until both parties confirm that the transaction is complete.
This way, you can rest assured that you won’t be scammed out of your hard-earned money.
Conclusion
If you’re selling something online, especially if it’s a high-value item, you should definitely consider using Move Secure Escrow. By doing so, you can protect yourself from mobile money fraud and scams. It’s a very easy system to use and it’s completely free. So there’s really no reason not to use it.
The Anchor podcast app helps you record and publish high-quality podcasts every week. Whether you’re a media outlet, an individual with an important story to tell, or just a person who loves telling stories, you can use Anchor to bring your ideas to the world.
No matter where you’re hosting your podcast, by using Anchor, you have full control over your podcast without having to install and maintain any software on your own server.
To get started all you need is 10 minutes and the willingness to start recording your first episode.
What is Anchor?
Anchor is a one-stop shop for everything you need to launch and grow your podcast. With Anchor, you can record and edit your episodes directly from your phone or computer, distribute your episodes to all the major platforms like Apple Podcasts, Spotify, and Google Podcasts, and make money from your podcasts through sponsorships and listener donations.
Anchor is free to use, which makes it a great option for anyone looking to get started in podcasting.
What is Podcast?
A podcast is a digital audio file made available on the Internet for downloading to a computer or portable media player, typically available as a series, new episodes of which can be received by subscribers automatically. Podcasts are usually free of charge to listeners and can often be created at little or no cost to the producer.
Why start a podcast?
There are many reasons you might want to start a podcast. Maybe you have something valuable to say and want to share your message with the world.
Maybe you’re passionate about a particular topic and want to build an audience around it. Or maybe you just think it would be fun. Whatever your reasons, there are a few things you should keep in mind if you want to make your podcast profitable.
How to start a podcast with anchor
Anchor is the easiest way to make a podcast, and it’s free! You can record and edit your episodes from your computer or phone, and they have an app for easy distribution to all the popular platforms like Apple Podcasts, Google Play, and Spotify.
If you’re looking to make some money with your podcast, Anchor offers tools to help you do just that! In this post, we’ll show you how to get started with Anchor and how to set up your podcast for success.
First, sign up for Anchor.
Next, download the mobile app so you can create and edit podcasts on-the-go.
Then upload your first episode by clicking Create New Episode at the top of your screen (and then hit Record).
After recording, click on the three dots in the upper right corner of your screen to stop recording.
Once the audio file has been uploaded, you can choose whether to keep it private or publish it publicly.
Once published, anyone will be able to find your podcast on Apple Podcasts, Google Play Music, Spotify, iHeartRadio… etc., as well as directly through Anchor.
How to make money from a podcast with anchor
1. Sponsored ads
When you’re just starting out, it can be difficult to get sponsors for your podcast. However, there are a few things you can do to increase your chances of being sponsored.
First, make sure your podcast is high quality and provides value to your listeners.
Second, build up a loyal and engaged audience.
Finally, reach out to companies that you think would be a good fit for your show.
If you do all of these things, you’ll be well on your way to making money with your podcast.
2. Affiliate links
Podcasting is a great way to make money through affiliate links. You can promote products and services that you use and love, and earn a commission on every sale. The only requirements are that the items you promote must be relevant to your audience and available for purchase online.
3. Accepting donations and tips
You can make money with your podcast by accepting donations and tips from your listeners. This is a great way to monetize your show and keep it running smoothly.
It’s a great way to build up a community of listeners who are passionate about your content. There are lots of other ways you can monetize your podcast too. But if you’re just starting out, donation-based crowdfunding might be the best bet for you.
4. Promoting services and products
If you’re looking to make money with your podcast, one of the best ways is to promote services and products that you believe in. This could be anything from books to software to physical products.
If you have an audience that trusts your opinion, they’re more likely to make a purchase after hearing your recommendation.
Conclusion
Whether you’re looking to start a podcast to build your personal brand, share your expertise, or grow your business, Anchor is a great option.
With its simple interface and ease of use, you can be up and running in no time. Not only that, you can also be making money whiles having fun with your listeners.
Facebook Reels are growing rapidly in popularity, and as they become more popular, they also become easier to monetize.
This guide will go over everything you need to know about Facebook Reels and how to make money from them.
What are Facebook Reels
Facebook Reels is a new feature on the social media platform that allows users to create and share short video clips.
Facebook Reels can be up to 15 seconds long and can be edited with filters, music, and other creative effects. While the feature is still fairly new, there are already a few ways that users can make money from their Reels.
Why Use Facebook Reels?
If you’re a creative type who’s always looking for new ways to make money, you may be wondering if you can make money from Facebook Reels.
The answer is yes! Here are five reasons why you should give it a try
You don’t need any previous experience or special skills.
You can do it on your own time and at your own pace.
You don’t need any financial investment.
You get to post the ads yourself instead of having to go through an agency or other third party.
You have the potential to make more than $5 per day.
Aside the monetary aspect in Facebook rereels, it can also serve as a platform to showcase your video talent, sell your business out and others.
How to create a Facebook Reel
Creating a Facebook reel is easy. Just follow these simple steps:
Download the Facebook app on your phone.
Open the app and sign into your account.
Tap on the Create button at the top of the screen.
Select Reels.
Choose a video or photo from your camera roll, or capture something new using the in-app camera.
Select a soundtrack for your video and add text captions if you like.
Add an intro animation that matches the theme of your reel to create some eye-catching visuals for viewers before they watch your content.
Preview what you’ve created so far then publish it!
How to make money with Facebook Reels
1. Personal Ads
If you’re looking to make money with Facebook Reels, one option is to run ads. You can create an ad that targets people who are interested in your Reel content, and then send them to your website or online store.
You can also use Facebook’s new Sponsored Reels feature to promote your Reels content directly to people who are most likely to be interested in it. With a little creativity, you can make money from Facebook Reels without having to put up any of your own money.
2. Facebook Ads
If you are a video content creator with more than 10,000 followers, five videos or more, and 600,000 minutes of views in the past 60 days, then you are eligible to run facebook ads in their Reels.
However, these new advertising options are currently available in the U.S., Canada, Mexico, and 50 other countries. Just like any other ad service will be, the creator at the end will take a higher portion of the earnings which will possibly be 55% whiles the Meta takes 45%.
3. Stars
The reel is a new addition to the metaverse and thus, there are new ideas coming everyday. Meta as part of their plan of making the reel successful will be allowing viewers to send stars to a content creator while watching their Reels. For every star received, the creator gets one cent from Meta and the more they receive, the more their earning increases.
4. Reels Bonus Program
The Reels Play Bonus will be an invite system where every invitee earns a bonus on top of his earnings per 1000 views on his/her video published on reel over a period of a specific time which will be given.
For your mobile money account to be useful, you need to be able to access the money it contains. However, if you haven’t used the account for a long time, you may find that it has become dormant and inactive. This article will take a look at what can cause this to happen and offer some tips on how to avoid or overcome it if it does happen to you.
What is dormant account
A dormant account is an account that has had no activity for a period of time. The account may be considered dormant if there have been no deposits or withdrawals for a certain period of time, usually 12 months.
In some cases, the account may be charged a fee for being dormant. The account holder may also be contacted by the financial institution to see if they wish to keep the account open.
What can cause a mobile money account to be dormant?
There are a few things that can cause your mobile money account to become dormant. If you haven’t used your account in a while, your account may become inactive.
Additionally, if you move to a new location or change your phone number, your account may also become dormant. Another thing that can cause your account to become dormant is if you stop using the service for an extended period of time.
If any of these things happen, you may need to contact customer service in order to reactivate your account.
What happens to a Mobile Money account when it becomes dormant
If you don’t use your mobile money account for an extended period of time, it may become dormant. This means that the account is still active, but all transactions have been frozen.
In order to reactivate a dormant account, you’ll need to contact your mobile money provider and follow their instructions.
There are a few reasons why your account may have become dormant in the first place. Maybe you switched to a different mobile money provider, or you simply forgot about your account.
Can a dormant MobilMo account receive money?
If you have a mobile money account that has been inactive for some time, you may be wondering if it is still possible to receive money into that account.
The answer is yes, a dormant MoMo account can still receive money. However, there are some things that can cause an account to become dormant in the first place, and these same things can also prevent money from being received or withdrawn into the account.
One of the main reasons for an account becoming dormant is when one of the phone numbers associated with the account becomes out of service. When this happens, there’s no way to send or receive money on that number because the phone company will not accept any incoming or outgoing calls on that line.
It doesn’t matter if someone changes their number or not; as long as one of those numbers has gone out of service then the account will remain dormant until they get it working again.
Another reason why accounts might become inactive is when a customer fails to login within 90 days, unless they were logged-in within two hours before 9:00 pm and their login expires by default after this period elapses.
Can a dormant mobile money account be active again?
If you have a mobile money account that has become dormant, don’t worry! There are ways to reactivate your dormant mobile money account. The most common way is to visit any nearby customer care office, lodge a complain and you will be assisted.
You can call your network customer care by dialing 100 or 111 on all networks, talk to a customer agent and lodge your complains. The agent will assist you and your account will be reactivated for you to be able to do your transactions again.
If you want to make further enquiries online, visit your mobile network providers website to read more.
If you are an MTN user, visit; https://mtn.com.gh.
Mobile money fraud or mobile money scam is one of the most dreadful things that can ever happen to a Mobile money agent. Your money transfers may be safe and secure, but there are different kinds of fraud that you should report to your financial institution, mobile network operator and even the police.
In this article, we look at how to report mobile money fraud as a Mobile money agent or user so that the perpetrators can be held accountable.
What is mobile money?
Mobile money is a way to send, receive, and store money using a mobile device. In some countries, it’s the primary form of financial transaction.
Fraudsters will often target mobile money users because they know that many people are not familiar with how the system works. As a result, it’s important for mobile money agents to know how to spot and report fraud.
What are the types of scams to look out for?
When it comes to mobile money scams, there are a few things to look out for. One type of scam is when someone tries to get you to send them money by promising something in return, such as a prize or inheritance.
Another type of scam is when someone tries to get access to your account by pretending to be from your mobile money provider. They may try to do this by asking for your login information or security code.
To prevent this from happening, make sure that you never share any personal information about your account and keep your PIN secret. If you suspect that someone is trying to steal your identity and withdraw money from your account, contact the mobile network provider immediately and file a complaint.
How can you prevent yourself from being scammed?
As a mobile money agent or user, you are uniquely positioned to help prevent mobile money fraud by being aware of the potential for fraud and taking steps to protect yourself and your customers.
When you suspect that there is fraudulent activity on your account, contact your network provider immediately. You should also be vigilant in examining all transactions on your phone. If anything seems out of place or suspicious, contact your network provider immediately.
What should you do if you have been scammed
If you have been scammed, the first thing you should do is contact your mobile money provider and let them know what happened.
They will be able to investigate the situation and help you get your money back if possible. You should also file a police report so that the authorities are aware of the situation and can take action against the person who scammed you.
Finally, be sure to warn your friends and family about the scam so that they can avoid becoming victims themselves. Mobile phone technology has revolutionized the way we pay for things but with it comes new risks.
How to report mobile money fraud as an agent
MTN MoMo fraud report
MTN has various communication you can report fraud cases but the problem is how fast you can be since the faster you are able to report, the higher chances of getting your money back. To report MTN MoMo fraud,
1. Send an SMS to 1515 with every needed details of your complain to make it easier for MTN to replicate faster. Information such as the number involved, how it happened, when it happened and the date of the incident must all be provided.
2. You can also make your fraud complain by calling the MTN Ghana customer care number which is 100. Choose your preferred language and follow all the necessary prompts till you are connected to an agent and then you lodge all your complaints.
3. If all above proves difficult for you, then as fast as you can, run to the nearest MTN customer care office and make your complaint to any of the agents available to assist you. Show all the necessary information to back your claims and get the needed assistance from them.
AirtelTigo fraud report
Similar to the MTN report, you can follow option 2 and option 3 procedures by either calling the Airteltigo Ghana customer care number which is also 100 or you run to the nearest airteltigo office to lodge your complaint.
Vodafone fraud report
Similar to the MTN report, you can follow the same procedure for option 2 and option 3 by either calling the Vodafone Ghana customer care number which is also 100 or you run to the nearest airteltigo office to lodge your complaint.
Today, mobile phones are not just devices for making and receiving calls.
From sending and receiving emails, browsing the internet, marketing and selling goods as well as learning and teaching, the usage of mobile phones has broadened and keeps broadening as we continue to live and use them.
One interesting thing we’ve all come to understand and appreciate with mobile phones (smartphones) is that we can now apply for and receive loans through our smartphones.
This ranges from the Qwikloans to Express loans, Carbon, Fido loans and down to Zidisha loans.
In this article, we shall look at one other loan company which can give you up to GHS 1,000 right on your phone without collateral or any physical meeting or transaction.
Bloomkash is a Ghanaian loan company offering short term loans to Ghanaians via their mobile phones. So, once you have a smartphone to download the Bloomkash application, you have the chance of getting up to 1,000GHS loan from Bloomkash.
Let’s dive into the steps involved in creating an account and securing a short term loan from Bloomkash.
How To Apply For Bloomkash Loans
In order to apply for a loan facility from Bloomkash, the user oughts to own a working smartphone, preferably an android phone. Once you have an android phone, you can proceed with the following steps:
Go to google playstore and download the Bloomkash application or click here for the APK.
Install the application on your phone and ensure that it is fully and correctly installed.
Open the application and click on ‘Apply for loan’
Enter your Mobile Money number in the space provided.
An SMS would be sent to your mobile number for confirmation. Kindly enter the code in the space provided on the Bloomkash app. In case you don’t see the SMS in a few seconds, kindly wait and click on ‘resend’.
You’ll get a notice requesting your permission for Bloomkash to access your photos, your location, your contacts, camera and many other things. Kindly approve all and proceed.
On the next screen, click on ‘Apply for loan’.
Fill in your first name, your surname, your other names (middle name), your gender, your ID details, your residential address, your employment status, your monthly income, the date you receive your salary, and select if or not you have an outstanding loan and click on next.
Fill in your emergency contact’s detail. This should be someone who is very close to you and can guarantee your loan since the company is very likely to call that person. Also, note that the application will take you to your contact list automatically so you can select the emergency contact from your list.
Fill in the contact details of your second emergency contact following the same way you did in step 9 above.
If your details are accurate enough, you’ll progress to the next stage where you’ll see the loan amount you qualify for, the repayment amount and other details. If you are content with what you see, click on ‘Apply now’.
Congratulations! Your loan processing is done. You should receive your loan in a few moments if you really qualify for it.
Bloomkash Loan Terms, Conditions And Interest Rates
For most people, the loan system operated by Bloomkash may sound too good to be true. However, it is exactly what it is. However, just like any other financial institution, there are some terms and conditions that need to be looked at.
For Bloomkash, the interest rate is charged daily and it varies from between 0.1% daily to 1% daily.
There is a processing fee of 36.5% on every loan accessed via the platform. So if you apply for a loan of GHS 65 for a 91 days term, the processing fee would be equal to GHS 23.7. The interest over the period, however, would be equal to GHS 1.8. So your total repayment amount would be GHS 90.5.
Loan terms on the other hand range between 15 days to 90 days depending on how soon you paid your previous loans.
Finally, loans from Bloomkash are mostly based on the success of previous loans. So, for higher amounts, you should first take smaller amounts and repay them on time so you can qualify for the bigger loans later.
Conclusion
Loans are a reliable source of support in times of emergency. However, for most people, acquiring loan comes at a very huge cost of either processing fee or collateral or several up and down movements.
This makes it a whole lot difficult for those who may need such loans to deal with urgent situations.
In view of this, Bloomkash introduced their online loan system to help people with short term loans from 65 cedis to 1000 cedis in order to help them deal with their problems.
In this article, we looked at the procedure for applying for a Bloomkash loan and the terms and conditions surrounding it.
I hope this article was helpful to you and that you will share it with your friends and family.
Kindly leave your comments, questions and reservations regarding this article in the comment box below.
Traditionally, in Ghana, borrowing money has always been a hectic and bureaucratic process. The lending institutions, for instance, will request proof of collateral during the process.
Fortunately, with the introduction of MTN Mobile Money and Qwik loan, it is easier, faster and convenient to borrow money. Before you can get money from MTN Qwikloan, you need to know the application procedure to access the loan, the requirements, and the borrowing terms.
With these in mind, it will be easier and faster to get the loan. Knowing the requirements will also help you know the repayment terms to avoid listed as a defaulter leading to disqualification to re-apply.
Since the service is virtual, it is easier to know whether you are eligible for the credit and if not, the steps you can take to qualify for the loan. You can access the Qwikloan and all other MTN services by using these MTN Shortcodes.
How To Qualify For MTN QwikLoan
The QwikLoan is a loan service offered by MTN and thus has it’s own guidelines regarding who qualifies for the loan and who doesn’t. The platform relies on your MTN registration details and therefore, to borrow money using the platform, your mobile number must be under your name.
To qualify for the loan, you must follow below steps;
Be 18 years and above
Have an MTN Ghana sim card
You must have used the MTN services for more than three (3) months or 90 days.
Be an active user of MTN Mobile Money services and have an active e-wallet.
Must have a good credit score, if you used the QwikLoan services before.
After submitting your application for the QwikLoan, MTN will take some time to evaluate your request. If your loan request is successful, you will get an SMS confirming the loan amount and the repayment period. A 6.9% interest rate will be included in your confirmation SMS.
However, if your loan request was not successful, you should evaluate some few things. First, if you have a pending loan repayment, it is advisable to pay before requesting a new loan. Secondly, make sure your mobile money number is active.
How Much You Can Borrow With MTN QwikLoan
There is a set limit for MTN QwikLoan for first-time borrowers. In most cases, you can only borrow GHS 20 or GHS 50. However, if you are already a subsequent borrower of the service and your loan score is high, you have a chance of getting the GHS 1000 limit.
If you fail to pay your loan on time, it affects your credit score, thus disqualification from the service. In order to regain your score and applying again, you need to consistently use the service for more than three months.
This process applies to all other online loan lenders. All other loaners have their own requirements and procedures but all are similar.
When you are able to pass through all their requirements, you will get your loan faster.
To get more from online loans in Ghana, do the following:
Always keep money in your MoMo account balance. Don’t withdraw frequently. And accept all payments through Mobile money.
When you borrow the first time, pay before time and don’t borrow immediately after paying.
Make all your credit and bundle purchases via Mobile Money
Link a bank account to your Mobile Money account even if there is no money in it.
How To Apply For MTN QwikLoan
The process of applying for MTN Qwikloan is not hefty. Follow the procedures below to get a loan.
Dial *170# on your mobile handset
Select option 5 which is Financial services
Choose option 3, Loans
Select option 1, QwikLoan
Choose option 1, Get Loan
Enter your Mobile Money pin to advance to the next option
Enter your Loan amount and press send
At this moment, if you qualify for the Loan, you will receive an SMS shortly with your Loan amount sent to your MOMO account.
MTN QwikLoan and other online loan services have redefined banking in a more innovative way. No need to get a guarantor and stand in long queues in banks passing through hefty procedures just to access soft loans.
With MTN QwikLoans and other online loan services, all you need is your mobile device and passing through their requirements, you are a step ahead to access soft loans.
As mobile money becoming more popular and widely used by Ghanaians, fraudsters on the other hand, are finding new ways and ideas to steal money from mobile money subscribers.
Ttricks that MTN mobile money fraudsters use
Intentionally sending you a message that your mobile money account is locked
This is what they do, you will first receive a text message from a random number telling you your account is blocked and then within a few minutes you will receive a call from them.
Here is the trick, when this fraudster calls you, he will pretend to be a mobile money merchant and has mistakenly sent money to you which was supposed to be sent to someone.
Then the fraudster will continue saying he was afraid you might withdraw the money and that’s why he reported your number for them to block so that you will not be able to withdraw the money.
He will then ask you if you have seen a message like that, definitely you will confirm that you have received a message like that and after that this fraudster will tell you to hold on for him to call the mobile money customer care for them to unblock your number.
Within minutes you will hear this fraudster acting like he is calling the mobile money customer care, someone will pick acting like working in the mobile money office.
The fraudster will narrate the same story to his fraud partner on the phone pretending to be talking from the telco mobile money office.
What he will do is that this man pretending to be talking from the mobile money office will tell you to follow some steps in other to unblock your account.
If you follow the steps, you will later see your account drained as all the procedures they will take you through is not to unblock your account but for them to gain access to your mobile money account and drain it.
Send you a spammy message
This is another trick that these mobile money fraudsters use.
You will receive a message telling you that you have won a mobile phone, television or cash prize and to confirm or claim your gift call this number.
The fraudster will wait for you to call and if you do not call, he will call you and tell you before you can get what you won you need to follow some procedure.
What he will do is that he will tell you to dial some shortcodes and if you don’t hang up the call and stop following him, he will withdraw all the money in your account.
Calls you that your son or daughter has been admitted to the hospital and needs money for blood
I remember receiving such, call here is how they do it, you will receive a call and when you answer it, this man will tell you that your son has been involved in an accident and he has taken your child to the hospital.
He will continue saying your child is on the verge of dying and the doctor is saying your child needs blood urgently.
If he sees that he has gotten your full attention, then he will tell you he is giving the phone to the doctor.
When the supposed doctor collects the phone, he will tell you that you need to send a certain amount urgently for him to buy blood for your child or else your child might die.
What should you do when you receive a fraud MTN Mobile Money Call?
Maybe you might have a child and you might not be with him or her at that time, first tell the person on the phone that you will want to call him back.
If your child is in school, call to confirm that he or she is safe, call home to ask if your child is safe and if you find out your child is safe, please call the mobile money customer care and report the number
Conclusion
Fraudsters in Ghana and elsewhere are every day finding new tricks just to steal money from people, the best thing to do in other to be safe is to stop paying attention to spammy messages and calls.
A lot of Ghanaians nowadays rely on Mobile Money for almost all their financial transactions and it was no wonder that phase one of the Mobile Money Interoperability made it easy for people to transfer money from their wallets to their bank accounts. Indeed, Financial Technology in Ghana is advancing.
In this article, we will teach you how to transfer money from your mobile wallet (MTN, AirtelTigo, Vodafone) to any bank account supported on the Ghana Interbank Payment and Settlement Systems (GhIPSS) platform.
Follow the steps below and don’t forget to leave a comment should you face a problem or want to contribute further.
Transfer money from MTN Mobile Money wallet to bank account
Dial MTN Mobile Money shortcode: *170#
Select Transfer Money
Select Bank Account
Choose Wallet to Bank Account
Select Bank
Enter Account number
Enter amount
Enter your PIN to confirm
Wait for confirmation message complete the transaction
Send money from Vodafone Cash wallet to bank account
Dial Vodafone Cash shortcode: *110#
Select Send Money
Choose To Bank Account
Select the first letter of Bank name
Select the Bank name
Enter Account number
Enter amount
Enter your PIN to confirm and complete the transaction
Send money from AirtelTigo Money wallet to bank account
Dial AirtelTigo Money shortcode: *110#
Select Send Money
Choose Other Banks
Choose From Airtel Money Wallet
Select the Bank name
Enter Account number
Enter amount
Enter your secret PIN to complete the transaction
Send money from Tigo Cash wallet to bank account
Dial AirtelTigo Cash shortcode: *110#
Select Buy and Send Cash (To All Networks)
Choose To Other Banks
Choose From AirtelTigo Money Wallet
Select the Bank name
Enter Account number
Enter amount
Confirm the name of recipient by entering your PIN to complete the transaction
