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Author: Shepherd Yaw Morttey

  • UBA Ghana launches Mobile App and USSD Services

    UBA Ghana launches Mobile App and USSD Services

    United Bank for Africa (Ghana) Limited, in line with its strategy to drive the experience of “banking without boundaries” to its customers through digital innovation, has launched a new Mobile Banking application (formerly known as U-Mobile) and Unstructured Supplementary Service Data (USSD) code *822# at the Bank’s Head Office in Accra on 12th June, 2018. The two lifestyle products have been updated to bring a whole new banking experience to customers of the Pan African Bank.

    The new Mobile Banking App and USSD channels have been created with banking features that enable customers to operate a mini branch on their mobile devices, thus making banking more convenient, easy and accessible for all category of customers.

    UBA customers can register for these services to transfer money, buy airtime, check account balances, pay bills, transfer funds and conduct mobile money transfers amongst other functions with the new Mobile Banking App and USSD.

    “As a bank, co-creating with our customers remains part of our focus. Over the period, we have been informed by the taste and lifestyle of our customers and as such provided these two new solutions -Mobile Banking App and *822# to enhance their banking relationship with us and give our customers greater value”. We live in an age and time where people want a hustle-free way of banking, so we decided to introduce more features in our Mobile Banking App, which gives our customers greater value.” Said Abiola Bawuah – MD/CEO.

    With *822#, UBA Ghana advances in an industry trend which hopes to extend banking services to the less tech savvy customers, and customers who may not have the taste for internet banking, as well as the financially excluded persons” he continued.

    United Bank for Africa (Ghana) new Mobile Banking App demonstrates the Bank’s aim to provide unparalleled experience across all its channels It is in line with the bank’s vision to dominate Africa’s digital banking space. It comes with biometric log-in and facial recognition features for secure and personalized access. The application is now available for download on Apple Store and Google Play.

    The launch of these products demonstrates our culture of service excellence, strengthening the affinity with our existing customers while reinforcing the UBA brand as one to be associated with by the entire banking public.

  • BoG putting in strategy to combat fraud in E-payments and Mobile Money

    BoG putting in strategy to combat fraud in E-payments and Mobile Money

    The Bank of Ghana (BoG) has said that it is working tirelessly this month to stop fraud-related activities in the country’s payment systems.

    The First Deputy Governor of the Bank of Ghana, Maxwell Opoku-Afari, told Accra-based Citi FM that they are engaging the banks and telcos in order to implement the said measures.

    Mr Opoku-Afari assured that “the Payment Systems Department of the BoG is regularly engaging banks and telcos that are operating E-Payments and Mobile Money transactions to try to work within guidelines and framework to ensure the safety of consumers.”

    “As we use this platform in this ecosystem to drive financial inclusion we also have the protection and the stability of the financial system in mind so that whatever we do is geared towards protecting the consumer,”

    He explained that the launch of the mobile interoperability platform brings the country’s payment system under a new area which requires the needed legislation to protect consumers.

    He assured the general public that the Bank of God will always protect people in the payment ecosystem to enhance confidence in the financial sector.

    He was of the view that the need to protect and enhance confidence in the payment systems will also encourage government’s aim of achieving financial inclusion.

    Source: Pulse Ghana

  • NABCO: How to change interview date to your Proper Module dates

    NABCO: How to change interview date to your Proper Module dates

    Over the last days, one issue that has come up in the comments section of NABCO related posts on Mfidie.com is that of how to change an Interview date.

    As there was no way of doing that, at the time, we continually maintained that “there is currently no way to change the interview date once booked”.

    It was a big deal to change the interview date for a lot of people (and it is still a big deal). One particularly worried visitor posted a question asking whether interviews would be carried out on weekends.

    Well, we have the answer to that. We can confirm via the NABCO Website (see screenshot below) that interviews would not be carried out on weekends and holidays. (more…)

  • Non-Compliant Fintechs in Ghana To Lose Licenses soon

    Non-Compliant Fintechs in Ghana To Lose Licenses soon

    The Bank of Ghana will revoke the license of any financial technology company that fails to comply with regulatory requirements outlined in the new payment systems and services bill.

    The FinTechs are expected to be compliant at a time where electronic payment systems are increasing significantly.

    This caution is also contained in the Bank of Ghana’s 2017 Payment systems report.

    The Bank of Ghana explains that the decision to withdraw the licenses is necessary following the potential risks such FinTechs may pose to the financial sector when left unregulated.

    Currently, there are seventy-one (71) FinTechs operating in Ghana.

    According to the central bank, a FinTech may be deemed qualified to sustain its operations if it complies with three broad directives including; tech, security and controls, governance arrangements as well as principles of consumer protection.

    For tech, security and controls, a FinTech is expected to possess a tested technology system which is equipped with fraud monitoring and detection tools; a valid third-party certification from a reputable certification authority in line with relevant standards determined by the Bank of Ghana.

    Also, complying with governance arrangements means that the FinTech is required to have a board of directors with a minimum of five members, at least three of whom, including the chief executive officer, shall be resident in the country.

    Again, the company must disclose to the Bank of Ghana details of its external auditors and any relation to the directors, key management personnel or shareholders.

    Meanwhile, fin techs are expected to be transparent and disclose to their customers, clear, sufficient and timely information on the fundamental benefits, risks and terms of any product or service offered in an objective and accessible form.

    Already twenty-one (21) banks are in partnerships with the FinTechs for the provision of services.

    The Payment Systems and Services Bill is currently before cabinet. It is expected to be forwarded to Parliament and subsequently passed into law.

  • Solutions to Network Problems on AirtelTigo after Upgrade

    Solutions to Network Problems on AirtelTigo after Upgrade

    After their merger last year, Airtel and Tigo are slowly integrating their network and services slowly to give their subscribers a seamless experience.

    AirtelTigo is currently undergoing a network upgrade to combine their network assets (that’s between the old Airtel and the old TiGO).

    A statement from the telco read: “The network upgrade is to combine network assets between former Airtel and Tigo to become one big network to provide customers with wider coverage, fast internet experience and superior voice quality.” (more…)

  • NABCO: Application Problems, Password Issues & their Solutions

    NABCO: Application Problems, Password Issues & their Solutions

    If you have any issues or problems with your NABCO Application, we are here to help with solutions that work for a lot of people.

    Most of the problems that a lot of people are facing are due to mostly negligence and mistakes on behalf of the individual applying. However, the good thing is that such problems can be solved.

    Firstly, if you have any problems, don’t panic. As at the time of writing this, there is more than 9 days to book interviews, so technically, there is more time to get everything done and ready.

    Below, I’m going to share the most common problems and solutions to them. (more…)

  • NABCO: How to change your district and book Interview Date

    NABCO: How to change your district and book Interview Date

    A lot of people have been looking for how to change their preferred district for the NABCO Application. While it was impossible to change the date, you can now do so if you haven’t booked an Interview Date yet.

    Instructions to Book Interview Date (Interview Scheduling)

    (more…)

  • NABCO Interview: Dates, What you need, Questions and How to Pass

    NABCO Interview: Dates, What you need, Questions and How to Pass

    Read: NABCO Applicants to start Work in October, August & September for Training

    Also Read: NABCO Giving Second Chance to all those who couldn’t attend interviews

    NABCO has set dates for Interview for all applicants who have been verified. Today, we present to you what you need for the NABCO interview, likely questions that will be asked and how to pass with ease.

    NABCO is giving a second chance to all those who couldn’t book their interview or attend the interview, read more about it here.

    Now that the first part of the NABCO registration is done, it is the turn of Interviews. If you already don’t know how to book your Interview appointment date and change your preferred district or you have not done so, you can read here. (more…)

  • Infinix Hot 6, Hot 6 Pro (2018): Price, Specs, Features and Best deals

    Infinix Hot 6, Hot 6 Pro (2018): Price, Specs, Features and Best deals

    Fans of Infinix will be happy the Infinix Hot 6 –  successor to the Infinix Hot 5 is here and available to buy. With the Hot 6, Infinix has provided a true “2018 smartphone”, with the inclusion of a rear dual camera set up and an 18:9 screen ratio.

    A quick look at the front of the phone will show that design-wise, Infinix has been apt – providing smaller bezels for a bigger display.

    Infinix Hot 6 Specs Highlight

    • Display: 6.0-inch, TFT LCD capacitive touchscreen, 1440 X 720 pixels, 18:9 Aspect Ratio
    • OS: Android 8.1 with XOS Hummingbird 3.3
    • Processor: Quad-core Qualcomm Snapdragon 425 CPU
    • Storage and Ram: 16GB with 1GB Ram (up to 128GB with a memory card)
    • Rear Camera: Dual 13MP + 2MP
    • Front Camera: 5MP with Flash
    • Security: Fingerprint Sensor, Face ID
    • Battery: 4000mAh non-removable Li-Po battery

    https://www.youtube.com/watch?v=8P9tDwjBra4

    Infinix Hot 6 Pro Specs Highlight

    • Display: 6.0-inch, TFT LCD capacitive touchscreen, 1440 X 720 pixels
    • OS: Android 8.1 with XOS Hummingbird 3.3
    • 18:9 Aspect Ratio
    • Processor: Quad-core Qualcomm Snapdragon 425 CPU
    • Storage and Ram: 32GB with 2GB Ram (up to 128GB with a memory card)
    • Rear Camera: Dual 13MP + 2MP
    • Front Camera: 5MP with Flash
    • Security: Fingerprint Sensor, Face ID
    • Battery: 4000mAh non-removable Li-Po battery

    Difference between Infinix Hot 6 and Infinix Hot 6 Pro

    The two phones have a lot in common.

    They both come with the same 6-inch HD+ capacitive touchscreen with 720 x 1440 pixels in resolution.  They are both bezel-less with stunning displays as well. This means you get the same visual experience with both smartphones, there’s no difference here.

    When it comes to the Camera, both the Hot 6 and Hot 6 Pro sport dual 13MP + 2MP rear shooters are and 5MP front camera. No differences here too.

    When it comes to performance, the Hot 6 and it’s pro counterpart are both are powered by the Qualcomm Snapdragon 425 chip, a Quad-core processor clocking at 1.4GHz, offering fast performance. The Adreno 308 graphics processor runs everything relating to graphics here.

    Check out the differences between the Infinix Hot 6 and the Infinix Hot 6 Pro:

    Spec Infinix Hot 6
    Infinix Hot 6 Pro
    Storage 16GB built-in storage, up to 128GB with a memory card
    32GB built-in storage, up to 128GB with a memory card
    Ram 1GB
    2GB

    Features of the Infinix Hot 6 and Hot 6 Pro

    Design and Display

    Infinix maintains the trend of making recent smartphones in the market with a slim bezel and compact design. The Infinix Hot 6 and Hot 6 Pro still belong to the budget category with a plastic design peculiar to this sector of the market.

    It appears long due to the 18:9 aspect ratio with close to maximum utilisation of the space up front. Two rear cameras are arranged at the top left corner of the smartphone while the fingerprint sensor is towards the centre with Infinix logo below it.

    There’s a not too crisp display in place with dark bars surrounding it and little bezel to the side.

    Battery

    One of the areas, the Infinix Hot 6 impresses is the battery capacity which is not really behemoth but is enough for extensive usage. There’s a 4, 000 mAh battery running the show on both devices and both come with quick charge to get the phone powered up in no time.

    Camera

    There is more or less the same sensors on both smartphones. There’s dual camera at the back featuring a primary 13MP as well as a 2MP and a single one up front. Same as the other model, you have a 5MP camera for selfies along with a flash on the front of the Infinix Hot 6 Pro.

    Performance

    The Hot 6 and Hot 6 Pro were initially rumoured to be shipped with the MediaTek Helio P23 but the company deem it fit to go the Hot S3 way by bringing in an older version of Qualcomm processor, the Snapdragon 425 along at 1.4GHz Quad-core coupled with Adreno 308. This processor allows the device to control its performance and graphics including intense and resource hungry games.

    The phone comes in two variants, 1GB RAM + 16GB storage and 2GB RAM + 32GB storage but they can be expandable up to 128GB via micro SD card slot. The phone runs on Android 8.0 Oreo with XOS 3.2 on top.

    Infinix Hot 6 and hot 6 Pro Pricing and Availability

    Infinix Hot 6 Price in Ghana

    Store Price Contact
    Atapsa (Nationwide Delivery) GHS 510 0544991140

    Infinix Hot 6 Pro Price in Ghana

    Store Price Contact
    Atapsa (Nationwide Delivery) GHS 580 0544991140

    To be honest, the Infinix Hot 6 won’t multitask heavy apps swiftly, with just 2GB RAM and running on Oreo which takes up almost 1GB of RAM. The Infinix Hot 6 Pro may be able to multitask heavy apps smoothly with 2GB of RAM.

    You should go for the Hot 6, only if you’re a user of light apps but if you want to take things further, the Infinix Hot 6 Pro is highly recommended.

  • Submit your Business Idea Online & get financial support from Government

    Submit your Business Idea Online & get financial support from Government

    A lot of young people have the drive to start a business, coupled with a great idea and an unbelievable drive to succeed, but little or no capital. However, If you have a viable business idea don’t let the lack of capital stop you. The Ministry of Business Development has just opened applications for what is known as a Presidential Pitch.

    What is the Presidential Pitch?

    The Presidential Pitch is a project designed to offer young Ghanaian Entrepreneurs from 18 – 35 years of age the opportunity to Market their business ideas and to get financial assistance to implement such ideas. The Ministry of Business Development, via the Presidential pitch, is calling on young entrepreneurs to take part in a pitching competition.

    The Project is in line with His Excellency, the President of the Republic of Ghana, Nana Addo Dankwa Akufo-Addo’s vision of assisting young entrepreneurs to incubate their business ideas and improve Livelihoods.

    Depending on the scope of business ideas that are pitched, between GHS 10,000 and GHS 50,000 will be advanced to each applicant that qualifies.

    Some 20 applicants will be shortlisted after a series of pitches and then narrowed down to 10, after which access to the capital funding is granted upon qualification.

    The capital funding will be an interest-free loan to be paid after three years.

    Who can apply for the Presidential Pitch?

    The Presidential Pitch is open to any Ghanaian between the ages of 18 -35 years as at 30th May 2018.

    What you need to apply for the Presidential Pitch

    • Personal Information: First name, Last Name, Sex, Date of Birth, Email Address, Phone Number, Highest Education Level, Region and District of Residence.
    • Summary of your Business
    • Business Area
    • Executive Summary of your Business (in PDF, at most 2000 words and not more than 5mb in size)

    How to Apply for the Presidential Pitch

    All applicants are requested to complete the application form below on the Ministry’s Website. Here is how to go about it:

    1. Visit the Presidential Pitch Page on the Ministry of Business Development’s website by clicking here.
    2. Scroll to the “Application Form” section and fill in the needed information.
    3. Upload your Business’ Executive Summary in the space provided.
    4. Check all information is correct and click on “Submit”.
    5. You will receive a message confirming your form has successfully been submitted.

    Application Timeline

    The Application period is from the 15th of May 2018 to the 30th of May 2018.

    Need Help?

    If you have any questions, you can contact the Ministry directly on +233302665447 or send them an email: [email protected]