Author: Shepherd Yaw Morttey

Mistakes to avoid when applying for online/MoMo loans in Ghana

Loans aren’t always a bad idea if you go about it right. As a businessman, taking a loan could be one of the best decisions for it.

The problem is that many business owners don’t know how to go about it when applying for a loan. While physical loan applications at banks are time-consuming and full of procedures and on top of that stressful, online applications are far easier.

Technology has presented us with several online platforms to submit loan applications. Financial mistakes almost always end up costing you money, so I’ll discuss with you a few mistakes to avoid when next you apply for a loan online.

Don’t settle for a high interest rate

Fees, terms & conditions, and other extras are all well and good, but no matter how nice they sound, you should never settle for a high-interest rate. There’s just no need! And yet, it can be all too easy to lose sight of the rate you’re going to end up paying.

When looking for a loan, consider what you’ll be using it for. Maybe you’ll be putting it towards getting your license to start a car business. Once you know what you’ll be spending it on, you can track down a loan that fits the bill and still offers a great rate.

You don’t repay the loan on time

The loan process doesn’t end once you’ve been given the money. At a given specific time, you’re going to have to pay the money back. It might sound simple, but you’ll be surprised at how the days will go by and easy it will be to forget that you have a loan to repay.

This mistake is especially common if this is your first time applying for a loan. While a seemingly harmless mistake, but it could adversely affect your credit score and your chances of landing another loan in the future.

Mark payment dates in your calendar, throw a reminder on your phone, or better yet, set up an automatic transfer via online banking so that the payments take care of themselves. It’s that simple!

Consider your budget

What are you planning on using this money for – Paying off medical bills? A loan may help you out of a rough financial situation, but it also leaves you with outstanding debt and interest to repay.

But it can be all too easy to get caught up in the loan pre-approval process and find that you haven’t asked – or answered – the most important question of all: will you be able to repay it. You shouldn’t take loans you can’t be able to pay back just because you can take the loan.

Consider MTN quick loan; for instance, taking a loan as fast as that can offer you exciting possibilities to take care of whatever you’ve got.

But borrowing more money than you can afford can quickly see your expenses getting out of hand, which is the last thing you want. Instead, check your budget, add the repayments, and run the numbers. If the application is successful, will you be struggling to keep your head above water? Or will you be able to manage it easily?

Make such calculations and ask yourself those questions and decide if you need to take that loan.

Ideally, any personal loan repayments shouldn’t come to more than 15-25% of your income. If it’s more than that, it might be time to consider other ways you can get the money together. Perhaps you could find ways to save a little cash.

Don’t apply for loans from multiple online sources

As easy as taking a loan sounds, you shouldn’t take multiple ones at a time.

Because even if you take them within a three-day space, it’s still going to be a problem for you when it’s time for you to pay. A business person might argue that the business that he’s going to operate with loans will pay off so he can pay back from loans on time.

But that’s not true why because even if you’re a salary earner, taking two loans from two online platforms can be very hard on you when you pay back with your salary money. You might end not paying on time because you’ll be contemplating using the money on something else, and that’s going to attract penalties. For instance, there are a couple of online loan platforms in ghana, like Mtn quick loan, Fido money loans and Vodafone loans which was recently introduced.

Taking loans from MTN quick loan is very simple; you have to follow a few prompts, and you’re done. The same applies to the other loan platforms, so the simplicity might tempt you to apply from all three agencies because you can, but that can cause serious financial problems soon.

Thinking you can take the loan and refuse to pay

Most people think because the loans are applied and not in person, they can run away with the money, but they’re wrong. This is because they apply for the loan with your details and these agencies have access to your details, which they can use to trace you.

Some of these agencies online even make you add a guarantee’s number in the unlikely event that they don’t hear from you. And some people don’t inform the people whose details so when the time for the money comes, and the agencies start calling them, they’ll also be frustrated and give away your location.

By then, you would’ve incurred a lot of penalties on top of the initial interest, which I’m not sure you thought of when you planned to run away with the money. So basic ideal thing you have to do is take a loan you can afford to pay and make payback at the right time to avoid penalties that you can avoid.

Conclusion

Ever since being introduced, online and Mobile Money loans have helped pay fees for students, starting a small scale business amongst others, but for some, it has become a devil to them rather than the angel it is.

And that’s because they made some mistakes they could’ve avoided, so read through this piece of work and learn some mistakes to avoid when applying for online loans in Ghana.

June 29, 2021
7 ways students can leverage technology to make money in Ghana

Modernization has brought a lot of change to things in society. One can say the availability of technology is one of the post changes it has brought.

It has developed culture so that one can make a living out of technology and build a life for himself.

Being a content creator on YouTube or any social media platform

Being content can be very lucrative, considering you put much effort, time, and dedication into it. A content creator on YouTube or any social media platform like Twitter, Facebook, Instagram, or tik tok can make you a lot of money.

Content creation is making funny videos, tutorials, or any creative thing to catch viewers’ eyes. For example, you can decide to make a video with steps to prepare jollof rice at home. Content is how good the creator makes it.

So your uniqueness needs to be your tool for working. And be aware that there are other content creators out there who also do what you do. It doesn’t mean you’re not going to be successful in your work. As I said, content is how good and unique the creator makes it look.

Small scale e-commerce

With this, you need capital to start it and a social media platform where you sell your products online.

You get a trusted buyer and make sure you have a good market for your products so that when the products are ready to be sold, you’ll not have a limited market and make them lose their value.

For instance, you buy a sneaker at GHS 200 and then sell it at GHS 250, so that’s GHS 50 profit off one sneaker, so imagine selling 20 sneakers in a month. That’s a GHS 1000 profit from the sales of your sneakers alone.

One thing about being an online vendor is that you need to have various products to sell. You don’t have to sell just one product because the market for one product might be down during a season and when that happens, and you have other products to sell, you don’t have a problem, unlike being in the trade of only one product.

Freelancing

If you have a skill that you think people can pay for, then freelancing is the choice for you. It doesn’t require any form of investment or capital or build a presence. Returns from freelancing can be near-instantaneous.

As an online freelancer, you get access to all sorts of clients worldwide, provided you build your online platform properly and make the name with your craft to attract clients. When you start, it is helpful to focus on building your profile. Your profile will be more robust by getting more positive reviews, and you will get more gigs.

A lot of people around the world are freelancing full time to earn a living. It pays very good to make a living out of, and there are massive opportunities. As a freelancer, you should choose a skill where you have a great deal of knowledge and confidence.

Become a social media influencer

Building a presence on social media with a large for business purposes can be a very successful venture if taken seriously.

Building a platform with a large following means many people have access to the stuff you do on the platform, so people can trust you sell ads for them. Building the brand is an essential part of selling ads on social media.

There are many social media platforms like Facebook, Twitter, Instagram, TikTok, amongst others. You first have to build the brand you want to portray and attract many followers to the brand. Create an interaction on your platform with your followers. For example, making a unique platform on Instagram with about 20,000 followers and interacting with them about the usual stuff like sports, entertainment, politics and promoting businesses.

A robust personal platform gives whoever wants you to sell ads on their products confidence that you’d be able to deliver the service with ease.

Become an affiliate marketer

Affiliate marketing has also been a very lucrative venture from which many people make money these days. One might not know what affiliate marketing means but might be practising it.

“Affiliate marketing is a marketing arrangement by which an online retailer pays commission to a person for sales generated from its referrals. With affiliate marketing, sometimes it doesn’t even require any capital; you arrange with a retailer to sell their stuff and get a commission after the sales.

You can even be able to add up some value to the commodity’s price to get more money from that particular sale.

Content writing

Content writing is the creation of articles, create written materials for websites and blogs. To be a content writer, you need to have good grammar, good writing and research skills.

And to write content in a specific field, you need to research to have accurate knowledge in the field of content you’re writing. This content can include text for graphic, podcasts and e-books. As a content writer, you should also be able to use modern word formatting tools.

So basically, content writers are responsible for vividly explaining topics on a website.

Find a remote job

You can stay at home and be employed remotely. As a remote worker, you can even work for companies outside the country and still get paid for your work.

That means if you work for a company that’s based in Toronto, you’ll get paid based on what’s typical for that area rather than where you live. You can earn an NYC salary while living in Accra.

It had many advantages because you can still go about other stuff you’ve got going on in your life, and even travel and carry your work along with you. It has a very flexible schedule too.

Conclusion

Technology has advanced, and so has our minds. The latest covid -19 restrictions have, in a way, opened people’s minds to the idea of leveraging technology to make money out of it opening online businesses, working your jobs from home, amongst other lucrative ventures one can venture into to make money digitally.

June 29, 2021
Why SHS students in Ghana should start considering a career in Software

Currently, globally the software development career has been high in demand and produces many prolific individuals in our society, including a billionaire.

And there’s no denying that as a student in senior high who’s about graduating should consider this as a career for yourself.

The high availability of jobs

Currently, many businesses/individuals are looking for young people to fill in technology roles. Log onto your go-to jobs site and type in the word “software”.

How many jobs popped up? Probably thousands. The thing is, software development skills are no longer confined to the tech industry. Having these skills is a bonus for most jobs. All good businesses have websites and apps, and the requirement for IT know-how is huge.

So SHS students who’re yet to graduate and are thinking of a career to choose, I’d advise that you consider software development.

The remoteness of the profession

If you are someone who does not like the routine 8 to 5 work schedule, software development will offer you many remote work opportunities even here in Ghana.

As long as you are producing code at an adequate rate and creating what is required timely, it is not uncommon for many code workers to work remotely.

Such is the coding landscape when the opportunity to freelance and offer contract services to companies is higher. Likewise, many software developers have seized the opportunity to create their own companies and businesses because of the skills gap.

Some students might think it’s a difficult career because of how coding looks on screens, but the only thing I can say is that nothing is too difficult or easy.

You need to put in effort and dedication and do the work to your full capacity.

You can be your boss as a software developer

As a software developer, normally, you work as a freelancer. Companies can contact you to develop something for them. Such contracts expire after your services for them has been granted.

This allows you to also work on your personal projects. You also decide what to develop without being directed what to do. I know most young people love to feel free and do things on their own, so this poses a great opportunity to be your own boss as a developer.

As a freelance developer, too, you have the liberty to look through the tech environment and see what innovations are in high demand at a point in time. For example, currently, mobile phone applications like games and sports apps are on the rise, and as a matter of fact, a young developer like you knows what the young market consumers like yourself want.

Continuous learning opportunity

As a software developer, you’ll always be on alert to learn new stuff as the days go by due to the gradually evolving technology.

With this, you can choose not to learn any new stuff and keep on with your old work, but as the technology ecosystem continues to evolve, you’d find yourself having no choice but to join the ship and learn new stuff eventually.

As a young senior high school graduate coming into the software developing industry, you have the upper hand in learning new stuff because your mind is still active ready to accept new knowledge.

Software development also requires teamwork to be really successful, and as SHS students, teamwork is not something you’ll be new to. As a matter of fact, teamwork is one of the major things you learn in school when you come together with your colleagues to do project works.

Technology has become the standard of our economy

Technology is extremely fast-moving, so as a Software Engineer, you need to be able to learn new programming languages and technologies and adapt to the continually changing environment.

Alongside learning about technology, developers will often have the opportunity to develop their knowledge about the business and sector they are working in, as these are also ever-changing.

And what more great opportunity is there for young high school students like this? As a young graduate, this constant change is an amazing learning opportunity, keeping your mind fresh and the job interesting! What better reason do you need to get started in Software Engineering?

Conclusion

Software, as I said, has become the job haven across the world, and most people miss out on that opportunity to join ship because they have no idea what it is and what it entails, so I hope the idea of a freelancing job as a software developer, the opportunity to learn more on the job and the ultimate idea of being a billionaire if dedication, innovation, and hard work are put in work.

June 28, 2021
MTN Free Facebook: How to Subscribe
MTN Free Facebook can be enjoyed daily by all subscribers who are on the MTN Free After 1 promo.

MTN Ghana’s “Free after 1” aka “MTN Nkomode” promo will continue to run till the end of 2017. The promo enables subscribers to pay GHS 0.25 for their first call and the remaining minutes are free.

How to Activate MTN Free After 1 and Enjoy MTN Free Facebook
1. Dial *550# or Send a blank message to 550
2. When dialing, remember to follow the prompts to activate
3. Once activated, you will receive a message confirming Subscription
4. After subscription, make a call that lasts more than 1 minute to either an MTN number or on off-net number
5. You will then receive 50MB free to browse Facebook
Kindly remember that if you have a lifestyle data plan on MTN Ghana, it should be used up first before you can enjoy the free 50MB.

You can only enjoy the MTN Free Facebook after the first minute of the first call in a day. The amount of data you get is 50MB. The data is valid until midnight and making more calls will not result in more data.

There you go: MTN Free Facebook and the chance to talk more. Don’t forget to read about aYo, Insurance from MTN Ghana.

Will you subscribe to this? Let us know in the comment below.
June 26, 2021
Vodafone Made For Me (Made4Me): Bundle Code, Offer and Price

Vodafone Ghana is back again with a new promo product to get customers hooked on. Recently, a lot of people have said that the Vodafone X Bundles are just not enough.

With the introduction of the Vodafone Made4Me, there is more option for Data and Voice subscriptions. Subscribers now have the flexibility of offers and an increased seemingly value for money.

This is especially interesting as Vodafone Ghana is now providing 4G LTE connections.

What is Vodafone Made4Me?

Vodafone Made4Me also called “Made for Me” or M4M is a special daily data, voice or a combination of both subscription service from Vodafone Ghana which presents Vodafone prepaid subscribers with new exciting tailored offers in the forms of data and airtime each day.

Unlike many other bundles and offers, the Vodafone Made4Me is dynamic in nature and the packages that are presented to the subscriber change with each day.

A lot of subscribers, however, enjoy the “very cheap” data plans which have a lifespan of between 24 hours (1 day) and 4 days.

How to Activate Vodafone Made4Me Offer

To activate the offer, the subscriber would have to dial the shortcode for the bundle which is either *5881# or *530#. The subscriber would then be presented with various offers to choose from.

Upon choosing an offer, the subscriber would receive an SMS alert confirming their choice. They can then start to enjoy the bundle.

Popular Data offers that come with Vodafone Made4Me

2GB for 2 Days

Vodafone M4M gives 2 GB worth of Data for 2 Days at the price of just GHS 3. To activate this offer, dial *530# on your Vodafone network.

Make sure you already have at least GHS 3 worth of airtime loaded. If the offer appears, select it to subscribe. If you don’t see this offer, it means you are not eligible for it on that particular day, You can check again the next day.

5GB for 4 Days

Vodafone Made for Me gives 5 GB worth of Data for 4 Days at the price of GHS 5. To activate this offer, dial *5881# on your Vodafone network.

Make sure you already have at least GHS 5 worth of airtime on your account. If the offer appears, select it to subscribe. If you don’t see the offer among the list, it means you are not eligible for it on that particular day, You can check again the next day to see if it shows up.

5GB for 1 Hour

For those who need a lot of Data for a short period of time, especially for downloads, the Vodafone Made4Me offer has you covered.

You can get the 5 GB worth of Data for 1 hour, also at the price of GHS 5. To activate this offer, dial *530# on your Vodafone network.

Make sure you already have at least GHS 5 worth of airtime on your account. If the offer appears, select it to subscribe. If you don’t see the offer among the list, it means you are not eligible for it on that particular day, You should check again the next day and you might have it.

400MB for 1 day

If you are not a heavy data user, 400 MB should be able to take you through the day. on Vodafone Made for Me, you can get 400 MB worth of Data for 1 day, for just GHS 1. To activate this offer, dial *5881# on your Vodafone network.

Make sure you already have at least GHS 1 worth of airtime on your account. If the offer appears, select it to subscribe.

In the situation where you don’t see the offer among the list, it means you are not eligible for it on that particular day, You should check again the next day and you might have it.

Conclusion

The Vodafone Made4Me offers are very good and you should definitely explore them.

However, you should mix them with other offers as abusing a particular offer would make it “disappear” from the list of offers.

June 14, 2021
MTN Xpress Loan: How to use this new service to get up to GHS 1000
For a lot of people who have read our article on MTN Qwikloan, the first Mobile Money Loan service but could not access the service due to one reason or the other, we are happy to inform you about a new service called the MTN Xpress Loan.

What is MTN XpressLoan?

Xpress Loan is a borrowing or credit service on the MTN Mobile Money platform that allows regular MoMo subscribers to access a loan/credit facility through their mobile phone in a few minutes.

Existing MTN Customers can use the loan service to access loans. There is no need for savings or paperwork and the money is sent directly into the subscriber/applicant’s MoMo account.

How to qualify for MTN Xpress Loan and Loan Fees

To qualify for MTN XpressLoan, you must frequently recharge your MTN number with airtime and also use your mobile money account frequently.

Fees on loans are not fixed. Therefore, it is important to read very well the instructions to get the loan below. This is because all the fees you will be paying will be shown to you during your loan application process.

How to borrow money from MTN XpressLoan

To borrow money from XpressLoan, follow the following steps on your phone:
1. Dial *170#
2. Enter option 5 (Financial services)
3. Enter option 3 (Loans)
4. Enter option 2 ( XpressLoan)
5. Enter option 1 (Get a loan)
6. Enter your Mobile Money pin and hit submit
7. Enter option one ( View offers)
8. Enter the option for your preferred amount (There are usually options available between GHS 50 and GHS 1000)
9. Enter option 1 to confirm your repayment plan
How to repay your Xpress Loan

If your loan is overdue, XpressLoan may auto deduct money from your Mobile Money account to repay your loan on a specific date.

To pay your loan in full, make sure you have enough money in your account on the due date.

You can follow the following steps to repay your loan:
1. Dial *170# to access the MTN Mobile Money menu
2. Enter option 5 (Financial services)
3. Enter option 3 (Loans)
4. Enter option 2 ( XpressLoan)
5. Enter option 2 (Repay my loan)
6. Enter your Mobile Money pin and hit submit
7. Select the amount you want to pay
Your loan amount will be paid and you will be eligible for new loans

How to get bigger loans from MTN Xpress Loan

To get bigger loans from XpressLoan and almost all the other Mobile Money loan services, follow the following steps:
1. Always pay your loans on time
2. Use your MoMo account frequently and try to keep some money in the account always. Don’t always withdraw everything
3. Keep your phone line active and use it for more calls or receive more calls from it.
June 13, 2021
How to use less mobile data when browsing on your phone
When was the last time you bundled mobile data? How long did it take? Well, for a lot of people, data just runs too fast, and we end up blaming our Internet Service Providers. Like I said in a post sometime back, I don’t believe Internet Service Providers steal our data.

Data usage is all about habits and a few tricks. I used to be very frustrated with how my mobile data was running until I reviewed my habits.

The key to saving your data usage is knowing that apps have become more data-hungry and are constantly pushing new versions for an update.

Earlier, web surfing used to be mostly in text. Now, video streaming services have gained widespread popularity, and social media platforms like Facebook and Instagram have also integrated video services as a mainstream appeal.

It has become increasingly difficult to reduce data usage on Android and iOS.

However, by adopting a few strategies (mostly available in the apps themselves) and changing a few habits, you can save more data than you think. We will look at how to use less data when browsing the web generally and also focus on WhatsApp’s data-saving features.

Here is how to use less mobile data on phone:

Use data compression in Google Chrome

You know the Google Chrome browser right? It’s one of the browsers I recommend for mobile users.

Google Chrome is one of the most popular Android browsers. It has an inbuilt feature that can significantly reduce data consumption on Android.

When data compression is turned on, all of your traffic is passed through a proxy run by Google. This means that your data is compressed and optimized (size reduced) before being sent to your phone. This results in lower data consumption and also speeds up the loading of pages without any significant change in web content.

To use data compression
- Open Chrome
- Tap on the 3-dot menu on the upper right corner
- Tap on Settings and scroll down to Data Saver.
- There you can tap on the upper right corner to toggle Data Saver on.
https://mfidie.com/stop-snapchat-instagram-using-data/

Watch and configure WhatsApp

Yeah, WhatsApp. It’s very popular here in Ghana and comes with a few settings to reduce data consumption. You can also change a few habits on WhatsApp and you will be using much fewer data. Let’s look at which settings and habits to change.

Let WhatsApp save data during calls

Did you know WhatsApp has an option to save data during chats and calls? It allows you to lower the amount of data it uses during voice calls.

To activate the data saving option, enter Settings, then Data Usage. In the options, check Low Data Usage.

If you experience low-quality calls after activating the setting (less likely), you can turn it back on.

Turn off auto-downloading of media

You can set WhatsApp to download multimedia files automatically only when on Wi-Fi. This helps you save data and prevents the downloading of unnecessary media files, especially if you are in a lot of groups.

In the Settings > Data Usage menu, there is a section for Media auto-download. Selecting ‘When using mobile data’ gives you a menu to check whether to download images, audio, videos, and documents or none of these (by keeping all options unchecked).

Cut down on WhatsApp Status

This is not a setting, but rather a habit. You need to cut down on the number of WhatsApp Status you watch in a day.

When you first get the status feature in the WhatsApp update

For a lot of people, they don’t realise watching videos on status is almost identical to streaming video on youtube – In both instances, you are viewing video content from the internet. Like the earlier part of this article stated, watching videos online takes up a lot of data, so limiting your WhatsApp status viewing would drastically save you a lot of data.

So there you have them. Are there any other tricks or tips you have for improving data? Let us know in the comments section. Don’t forget to also read our data saving tips for Snapchat and Instagram.
June 10, 2021
Here is how the Best Watch Repair Company in Ghana operates

Because automatic and mechanical watches these days are enthusiast interests, and top swiss brands generally want to handle their own repairs, the independent watch repair shop is increasingly a rarity Globally.

In Ghana getting an expert watchmaker or a well-versed watch company to work your luxury timepiece is nearly impossible.

That’s why, to find all of the best, we asked some watch fanatics to tell us who to go to and they picked the most compelling company. Hourhand Watch Co, The highly trained, experienced, and friendly company with expert watchmakers is the best in Ghana — and if you’re not within a short drive, they are happy to receive your watch and shoot it back your way when it’s fixed.

At Hourhand Watch Co. their master craftsmen have several years of experience and use classic techniques and state-of-the-art equipment to bringing timepieces back to their former glory. They can undertake all watch repairs restoring your watch to its former glory.

From professional battery replacements to mechanical movement overhauls, they have all of your watch repair needs covered!

You can be sure your watch is in safe hands.

View this post on Instagram

A post shared by Hourhand Watch Co. (@hourhandwatches)

HourHand Watch Co Services & Perks

Watch Service

When servicing your watch at Hourhand Watch Co. They fully strip the movement and every individual part is inspected for wear. The movement is then ultrasonically cleaned. If any parts are required, original factory parts will be fitted. The movement is then assembled and oiled as required. When completed the watch is timed in six positions and kept on test for 48 hrs. Your watch movement is then fitted to the ultrasonically cleaned case and bracelet.

Refurbishment

They provide an excellent watch refurbishment service and use state-of-the-art polishing and lapping equipment. Watches are brought back as close to a factory finish as possible.

Battery & Reseal

All our batteries are Swiss-made and are guaranteed for 1 year. They also replace and reseal glass and back gaskets and pressure test your watch ensuring your watch is water-tight.

Strap & Bracelet Replacement

The watch straps and bracelets are available in various materials (e.g. leather, stainless steel, synthetic etc.)

Warranty

All internal repair work is guaranteed for 1 year. Any damage to the watch resulting from normal or extreme use is not covered under the warranty. Items not covered by the warranty include the crystal, band, stem, and crown, or any damage from normal, extreme, or inappropriate use.

Hourhand Watch Co. Reviews

Their website is impressive and full of information, and this company has worked on timepieces from around the world. Their master watchmaker, Nana Amofah Bosompem Katakyie, looked over my Grandfather’s Hamilton pocket watch (handed down to my father and to me) from the 1930s and was very impressed. Luckily, I had kept the watch covered so it wasn’t exposed and was in fairly good condition. He got it back to me exactly when he said he would and had it running perfectly. We talked about the watch and he gave me a lot of information about the piece. I have an OMEGA, given to me by my other grandfather, that I will also be bringing to Hourhand Watch Co.
— Wissam Al Monthiry (MD, Tullow Ghana)

They have probably the best-equipped shop in the country and do modern, vintage and antique watch repairs and restorations.
— David Hollis (USA Embassy)

Hourhand Watch Co. is known for General watch repairs. When I called them, I felt very comfortable and confident with my repair, even though they couldn’t price it without seeing it. I sent it to them by dispatch and within a couple of days, they had a quote for me that was very reasonable. A week later, and the repairs were complete. Nana Amofah the General Manager was incredibly polite and said I could pick it up (two hours away) or he could deliver it, or, better yet, that he was going to be around my neck of woods and could meet me at Starbucks. Very easy transaction. I had a follow-up servicing done on both my watches. I have a lot of confidence in them.
— Cwesi Oteng (Musician)

I had an issue with the winder of my mechanical watch I gave it to a local repairer and he messed up the watch but when I brought it to Hourhand Company, they fixed it for me and now my watch is working perfectly. Kudos guys, you have a customer.
— Kwaku Sonny (Poet)

A second-generation shop where the employees truly love watches, treat all customers with respect, and offer fair and reasonable prices. I often send people there to have links taken out, and they never charge them.
— Priscilla Obeng (Snr. Project Manager)

Contact: 0556547064
Social media: @hourhandwatches

June 9, 2021
How Can I Know Someone’s Name Only by Phone Number?
Ever got a phone call from a number that is not saved on your mobile? We all did and you might have missed the call or you stared at the call thinking if you should pick it up or not.

Now how do you decide if you should pick up the call or ignore it? The call can be of someone very important or can be a call that you definitely need to avoid. Wouldn’t it be very easy for you to decide if you can easily look up online who the number belongs to?

Yes, it is possible to do so now in the world we live in today using websites for free. You can find out who is calling you and then decide if you should give them a callback or take other actions.

Part 1: Why do you need to know who is calling you?

There are many reasons you should find out who is calling you if you already don’t know that. It can help you decide the next step forward after knowing who is calling you.

1.1 Maybe, It Is An Important Call

The most common reason why we pick up calls even from an unknown number is that it can be from someone important. It can be from your bank, from your doctor, a potential recruiter for a new job, and many more. You obviously wouldn’t want to miss those calls.

1.2 It Can Be An Annoying Salesman

The most common reason why we don’t like taking a call from an unknown caller is that it can be from a salesman. Yes, we all had to deal with those calls in our life. It can be annoying and if you are a nice person who cannot just hang up, then that call can waste a lot of your precious time.

1.3 Can protect You Against Scammers

We often hear in the news that people are being scammed by imposters pretending to be calling from credit card companies. The imposters in many cases are successful in getting the pin code of the credit card. You can keep yourself safe from scammers if you know who is calling from an unknown number.

1.4 Can Save You From Being Harmed

If you are getting blank calls, treat calls, or missed calls, then it is very important to identify who is calling you. This can lead to something serious most often if ignored. If you can discover who is making the calls then you can take action to stop them from harassing you.

Part 2: How can you find the identity of unknown callers?

One of the best websites out there that you can use to find the unknown caller is CocoFinder. CocoFinder is a very reputed website that offers you various useful information about a person just by using his phone number.

CocoFinder is a very popular website that is used by millions of people to find the name, address, criminal records, and other useful data. This data can help you determine if the caller is a treat, a salesman, or someone important.

It is very easy to find the information of someone if you have their phone number using CocoFinder. You don’t need to install an app or subscribe to an offer to get the information. You would be able to get the information for absolutely free.
- You need to visit their free CocoFiner Reverse Phone Page.
- The next step is to just input the mobile number and hit search.
- Their names, addresses, alternate mobile numbers, email, and other information would be available to you.
Part 3: Why is CocoFinder the best Choice?

There are a number of other websites where you can do a reverse phone lookup. What makes CocoFinder the best choice for this job? There are multiple reasons which make CocoFinder the best website for a reverse phone lookup.

3.1 It is very easy to use

The interface of CocoFinder is very well designed in such a way that people with no technical knowledge can also use it. It is as simple as doing a Google search. All you need to do is just to visit the website and enter the phone number and wait for the result.

3.2 It shows accurate data

Unlike other websites, the data shown in CocoFinder are accurate. Most websites only claim to show you authentic data but they are not able to do so. People trust the data of CocoFinder as they know it is accurate which results in more people visiting the website.

3.3 You will mostly Find What you are looking for

The problem with most other websites is that you will mostly not get the data that you want or they would show you inaccurate data. CocoFinder is integrated with huge federal and state-level databases which is why mostly you find the data that you want.

Part 4: What Are Your Options After Knowing Who Called You?

After finding the identity of the caller you can take one of the following actions. The actions are based on what data you find out about the caller.

4.1 Call Them Back

You can find out that the call is from a person you know, or is from an institution that you are familiar with or expecting a call from. In such cases, the obvious thing to do is to return the phone call and check why they are calling you.

4.2 Ignore The Call

The number can also be owned by a business, insurance company, or an agency that you are not expecting a call from. In such cases, there is a high probability that these calls are annoying sales call that you definitely want to avoid.

4.3 Report The Call

If you received the call and the caller is threatening you or harassing you then the best thing to do is to report the call. You can do this by going to the FTC Complaint Assistant Page and listing the phone number and also the reason for reporting them.

Conclusion

Knowing the unknown caller can save you from a lot of trouble and give u more encouragement to call back someone important. With the help of CocoFinder, you can make sure that you are calling back the right person and staying away from scammers.
June 2, 2021
Why is Instagram marketing so effective?

Instagram is a magnificent social channel all around the world. It has achieved the milestone of 1 billion users in recent times with great popularity.

From a large corporation to a local small business, Instagram fulfills each one’s needs. Recently, the platform is widely used for personal branding as well. So, it is clear that people from all around the world have accepted Instagram to use for both personal and business purposes.

Have you ever thought about the reason behind it? In this article, we are going to discuss why Instagram is very effective for social media marketing. Let’s explore.

Detailed Ad targeting

Instagram is designed in favor of micro-advertisers. You can get success here with a minimal budget. The platform offers high customization facilities and audience targeting. Besides, advertisers can have access to essential audience data from insight.

You can change your audience specification any time based on the need. You are not restricted in targeting only, you can also retarget the audience for better conversion. Another facility on this platform is to merge the Instagram ad with Facebook. For such dynamic advantages, Instagram is a favorite promotional platform for business owners.

Focused on mobile-based users

According to the research of Backlinko, more than 90% of social media users access the networks using mobile devices. Since the usage of mobile devices was increasing, Instagram has taken it as an opportunity. Instagram can be browsed on desktops.

But, you are only allowed to post from mobile devices. Though it is a restriction, it is comfortable to use as well. Online shoppers can easily access the network using a phone and check out their required products on the platform. So, your business is on a network where people are available 24/7 hours.

The best network for engagement

It has been proven in several studies that Instagram is the social network with the highest engagement rate. If you need a quick outcome, you can buy Instagram likes services. But, the organic reach and engagement on the network are still effective.

Instagram allows users to connect with each other along with publishing photos and videos. You can always like and comment on another post that helps to grow your online visibility and followers. Instagram always inspires users for real engagement rather than bots.

Designed for better marketing

There are several social networks where you can post both textual and photo content. But, Instagram is far more different than others. You can’t post here without visual content. If you analyze the reason behind it, there is a wonderful purpose.

Since visual content is the most engaging content, Instagram encourages users to post them more. Visual content is also effective for business marketing rather than texts. You can express your product or services smarter and better with photos and videos. At the end of the day, Instagram is assisting in developing your brand.

For several unique features and facilities, Instagram has been a very effective marketing platform for businesses. You are missing more sales and conversions if you are not on the network yet.

May 31, 2021