Author: Shepherd Yaw Morttey

Don’t get caught before you rush to DVLA, you got your registration at your fingertips so register your vehicle before you run into any trouble.

You have heard there is a short code to check vehicle registration and insurance in Ghana, Yes, there is, and we will cover all in this article including what to do if your vehicle insurance isn’t active.

Let’s get started.

What does DVLA mean?

DVLA stands for Driver and Licensing Authority. The function of DVLA in Ghana is vehicle registration and its headquarters in located in Accra.

If your dream car is ready to be set on the road kindly go in for registration from DVLA. Also you will have to get an insurance for your vehicle, this can be done at an authorized agency like National Insurance Commission (NIC) whose headquarters is also located in Accra.

In Ghana these are the two main authorized agencies responsible for registration and insurance of vehicles respectively.

What you will get from Vehicle Registration in Ghana

When you register your vehicle in Ghana, you will get lot of benefits like receiving important documents and items that are essential for legally operating your vehicle. Here’s what you can expect:

• Vehicle Registration Certificate (VRC): This document proves your vehicle is registered with the Driver and Vehicle Licensing Authority (DVLA) of Ghana.
• Number Plate: This is a unique identification number for your vehicle, which must be displayed on the front and back of your vehicle.
• Roadworthiness Certificate: This document certifies your vehicle is safe to drive on public roads.

How to Check Vehicle Registration And Insurance Details in Ghana

To check your vehicle registration and insurance details in Ghana, you can use the NIC Motor Insurance Database (MID) short code service. Here’s how to do it:

1. Simply dial *920*57# on your phone.
2. Enter your vehicle’s registration number when prompted.
3. Press send, and you’ll receive a notification with the particulars of the insurance.

This service allows you to verify the validity of your vehicle’s insurance very fast and easy.

You can also take advantage of this service to check if the commercial vehicles you may be boarding are properly insured.

What to do with inactive vehicle insurance in Ghana

If your car insurance in Ghana isn’t active, here’s what to do:

1. Talk to Your Insurer: Reach out to the company where you got your insurance. Ask them why it’s not active and what you can do about it.
2. Renew If Needed: If your insurance has run out, you’ll need to renew it. Make sure they have all your latest details.
3. Pay Up If You Owe: If you haven’t paid your insurance fees, you’ll need to clear that up.
4. Double-Check Everything’s Good: After sorting things out, use the MID service by dialing *920*57# on your phone to make sure your insurance is now active.
5. Keep Your Insurance Proof Handy: Always have your insurance papers in your car. You might need to show them to the police or after an accident.

Unregistered Vehicle Penalties in Ghana

In Ghana, if you’re caught driving an unregistered vehicle, you could face several penalties under the Road Traffic Act, 2004 (Act 683).

The law says you might have to pay a fine, the police could take your car, and you might even end up in court. So, it’s really important to make sure your car is registered.

Conclusion

With NIC Motor Insurance Database (MID) short code service (*920*57#) you can easily check your vehicle registration and insurance details in Ghana very quick. This guide has covered everything from understanding the DVLA’s role to the consequences of having an unregistered vehicle.

Share this article after reading to help everyone out there stay informed.

Want a loan in Ghana? MTN Qwikloan got you covered. In under 1 minute you can get up to GHS 1000 using your MTN Momo platform.

MTN Qwikloan provides fast and convenient lending services, aside that no collateral or lengthy approval processes is required.

Simply dial *170#, follow some few prompts and get your hands on your cash today. Follow this article to get your way with MTN Qwikloan now!

How to Qualify for MTN Qwikloan

If you want to qualify for MTN Qwikloan, there are certain requirements you should meet. Read below to find out if you qualify:

• You must 18 years or older.
• You must be an active MTN subscriber for more than 90 days.
• Your MTN Mobile Money wallet must be actively used for transactions such as sending and receiving money, purchasing airtime, and paying bills.
• You must not have any outstanding loan amounts to pay.

If your application is denied, it may be because you don’t fall under the stated requirements.

Apply for MTN Qwikloan Today

Simply dial *170# and follow the below steps to apply for MTN Qwikloan:

1. Choose option 5 “Financial services.”
2. Next, choose option 3 for ‘Loans’
3. Select Qwikloan.
4. Choose ‘Get a Loan’ from options labeled.
5. Enter your Momo PIN.
6. Choose your desired loan amount.
7. Finally, accept all term and conditions to get your loan.

That’s it, your loan amount will be deposited into your account instantly with an SMS notification.

How to Repay your MTN Qwikloan

If you are ready to repay your MTN Qwikloan, simply dial *170# and follow the below steps:

1. Choose option 5 “Financial services.”
2. Next, choose option 3 for ‘Loans’
3. Select Qwikloan.
4. Choose ‘Repay my loan’ from options labeled.
5. Enter your Momo PIN.
6. Finally, choose option 1 to “Repay own amount” or option 2 or “Repay full loan balance.”

Deductions will be made from your Momo account depending on the loan amount chosen. Remember there are interest rates to MTN Qwikloan and deductions will be made plus the actual loan amount. Keep reading to learn more about Qwikloan’s interest rates.

Tips to Increase your MTN Qwikloan Limit

To increase your MTN Qwikloan limit in Ghana, here are 3 top tips:

Repay loan on Time: Repaying your loan on time is a key tip to improve your credit score with MTN and potentially increase your loan limit. Did you know you can pay and borrow MTN Qwikloan on the same day? Repaying your loan on time shows that you are trustworthy to Qwikloan and with a high loan amount, you will always repay on time.

Actively use MTN Mobile Money: Always use your MTN Mobile Money for your transactions. One tip is to receive your monthly salary through your Momo account. This will provide assurance to the service provider and may lead to a higher loan limit.

Increase Your Network Usage: Always use MTN’s network services such as voice calls, data usage, and mobile money transactions. A higher level of engagement with MTN’s services will lead to an increased Qwikloan limit.

MTN Qwikloan Interest Rates Explained

As mentioned earlier in the article, there are interest rates to MTN Qwikloan. Is beneficial to familiarize yourself with the terms and conditions of the loan offer before you apply.

Here are key points to note about MTN Qwikloan interest rates:

Here are the points neatly rewritten:

• The interest rate for MTN Qwikloan is 6.9%.
• The interest is calculated based on the loan amount and is due along with the loan repayment.
• The interest rate remains fixed throughout the loan tenure.
• If the loan is not repaid on time, additional charges and penalties may be applied.

Now you know why considering the interest rates is important, so is advised to understand the total cost of the loan and have a clear plan for repayment to avoid any financial difficulties.

Conclusion

Now you have it! with these simple steps, you now have access to GHS 1000 MTN Qwikloan. No collateral or lengthy approval processes is required.

Simply dial *170#, see if you qualify for the loan, and have your day at ease.

Affordable prices, quality phones, and best warranty services, this makes Franko Trading Enterprise stand out to be the nation’s best shop for mobile devices. If you are looking for your dream Android phone or Apple’s newest iPhone, you got no worries with Franko Phones.

By the end of reading this article, you will discover a lot more about Franko Phones. Like how you can discover Franko Phones branch locations, how you can order for a delivery of your shopping cart and also the complete up-to-date price list of Franko Phones.

Franko Trading Phones has proven to earn the best spot for providing high quality and affordable transmission gadgets in Ghana and the world at large. So, before you get excited purchase your phone, let’s quickly delve into the reasons why you should consider shopping with Franko Trading Enterprise.

Why You Should Shop with Franko Trading Enterprise

• Extensive Product Range: Franko Trading Enterprise understands the Ghanaian technology market well and offers a wide selection of products. You can find everything you need without having to visit multiple shops.
• Convenient Shopping Experience: Whether you prefer online or offline shopping, Franko Trading Enterprise caters to your convenience. Once you place an order, you can expect prompt delivery to your location in excellent condition. We will talk about placing of orders soon so keep reading!
• Affordable Prices: Whatever item you wish to purchase, Franko Trading Enterprise ensures that their prices are budget friendly. You can trust that their pricing accommodates various budgets.
• Genuine Products: Franko phones and other products offered by Franko Trading Enterprise are guaranteed to be authentic. You can shop with confidence, knowing that you won’t end up with counterfeit goods, especially when it comes to mobile phones.

Now that you trust Franko Trading Enterprise, let’s delve into our main topic starting the latest phone price list at Franko Phones.

Franko Phones Price List

From smart Samsung Z-Flips to the most affordable Itel keypads, Franko Phones will award you with free accessories like pen drives, air Pods, Smart Watches, TV’s and many more after your purchase.

We outlined the list with newest prices available , so keep reading!

Here’s the newest Franko Phones price list in their categories:

SAMSUNG

APPLE

ITEL

TECNO

NOKIA

INFINIX

XTIGI

Tablets & Other Phone Brands

Franko Phones Shop Locations

With over 20 shops in Ghana, purchasing your dream phone at a Franko Trading Enterprise branch is much easier. We have listed each shops contact information in their respective regions, so you won’t get lost on your way.

Below, you will find the closest shop near you with its contact information.

Greater Accra Region – Accra

1. Adabraka Shop: 0302225651
2. Nkrumah Circle Shop 1: 0207631070
3. Nkrumah Circle Shop 2: 0261506861
4. Osu Oxford Street Shop: 0246663560
5. Tema Shop: 0246627204
6. Madina Shop: 0241184688
7. Haatso Shop: 0243628837
8. Accra Shop: 0561925889
9. LAPAZ SHOP: 0561944202

Volta Region – Ho

1. Ho Shop: 0266363323
2. Hohoe Shop: 0558106241

Eastern Region – Koforidua

1. Koforidua Shop: 0268313323

Ashanti Region – Kumasi

1. Kumasi Shop 1: 0245316969
2. Kumasi Shop 2: 0245232091
3. Kumasi Shop 3: 0501525698
4. Kumasi Shop 4: 0206310483
5. Kumasi Shop 5: 0322038894
6. Kumasi Shop 6: 0261586124

Central Region – Cape Coast

1. Cape Coast Shop: 0264212339
2. Kasoa Shop: 0264084686
3. Swedru Shop: 0557872937

Western Region – Sekondi

1. Takoradi Shop: 0249902589

Northern Region – Tamale

1. Tamale Shop: 0265462241

Oti Region – Dambai Not listed

Bono East Region – Techiman

1. Techiman Shop: 0275577500

Bono Region – Sunyani

1. Sunyani Shop: 0202765836
2. Berekum Shop: 0209835344

Western North Region- Sefwi Wiawso

1. Takoradi Shop: 0312032932
2. Tarkwa Shop: 0267207875

Upper West Region – Wa

1. Wa Shop: 039204472

Upper East Region – Bolgatanga

1. Wa Shop: 039204472

How to Place an Order on Frankotrading.com

Now that your shopping cart is happily full, you will have to place an order. Is very easy, simply follow the steps listed.

1. On the website, click or tap on the shopping cart icon.
2. After that, a pop up will show your subtotal, click on “Proceed to Checkout“.
3. Now fill all necessary information and add your payment method, either “Cash on Delivery” or “Momopay“
4. Now you are done with order, easy peasy.

What to know about your Franko Phones Order

Now we’ve learnt everything about placing of orders, is time to understand the delivery terms.

According to Franko trading Ent, when you place an order within Accra, delivery is done within 24hours and 48 hours outside Accra.

Also for Accra, payment can be done after delivery but for outside Accra payment is done before delivery.

These are the terms provided, so kindly note.

Conclusion

We’ve learnt a lot about Franko phones in this article, all available phone prices all along to placing an order. Franko Phones always care about their costumers that’s why they are available nationwide. Is always advised to buy genuine phones or any other devices in their brand new as they will last long and also, save you lot of cash.

The National Identification Authority is giving Ghanaians the chance to register for the new Ghana Card online from the comfort of their homes.

In a new post on their Facebook page, they shared the link to the new online process for registering/applying for a new Ghana Card.

Although the mass registration is on-going, the NIA is doing the registration of individuals interested in booking an appointment for through their new online portal – https://register.nia.gov.gh/

What is the Ghana Card?

The  Ghana Card is a secure and multi-purpose card that will establish the biometric identity of the bonafide holder for verification and authentication of electronic and physical transactions to be conducted in the public and private services space.

How was the Ghana Card Application done before the introduction of the online process?

Before this new way of applying for the Ghana Card, Ghanaians had to go queue at the various centres where mass registration was taking place.

This led to people sleeping at the registration centres and although cards were supposed to be issued instantly, this was almost never the case.

Centres could only register between 60 and 90 Ghanaians a day and this seemed to be very unsustainable.

Some people were asked to wait for a lot of days before receiving their cards and even when the day of the collection came, there was another postponement of the time. A lot of people were generally not happy with the mass registration procedure.

Can you apply for Ghana Card through Mass Registration too?

Yes, Mass Registration for the Ghana Card is still ongoing in parts of Greater Accra and will continue nationwide.

You can keep track on which region and district the registration is taking place at by following your local news.

What do you need to Apply for your Ghana Card Online

• Digital Address Code – You can check here
• One of the following ID Cards:
  • Voter ID
  • Driver’s Licence
  • NHIS
  • Birth Certificate
  • Passports
  • SSNIT

Registration Eligibility

• All Ghanaians(living at home and abroad)
• All persons that hold Ghanaian citizenship in addition to citizenship of any other foreign country( dual citizen)
• Registration covers all persons aged 0 years and above

Registration Requirements

Information needed during online registration include:

Personal Information

Name, Date and Place of birth, Residential address and digital address code.

Information About Parents

Their names, Address dates and places of birth etc.

Biometrics

The fingerprints, iris and photograph would be taken and any other personal details that may be required at the NIA Office

Parental, spousal and next of kin information

Name of spouse. Full name of father. Father’s hometown/district/region
Father’s nationality. Full name of mother. Mother’s maiden name
Mother’s nationality. Mother’s hometown/district/region. Next of Kin
Address of next of Kin. Supplementary Spousal List for those with more than one spouse.

Primary Verification Documents

Individuals would be required to present any of the verification documents (i.e. Birth certificate, certificate of acquired citizenship or valid passport) to help validate the information provided.

Harmonization of data

Applicants with documents or I.D Cards of the following institutions must bring them along for harmonization of data with NIA – DVLA (LICENCE), NHIS, TAX (TIN), PASSPORT, EC (VOTER CARD)

How to Apply for a Ghana Card Online

Visit the Ghana Card online registration portal by clicking this link: https://register.nia.gov.gh/

For first time users, create an account and verify your phone number.

You will receive a text message with a secret code. Enter that secret code to continue to the application dashboard.

When on the dashboard, click on “Start New Application” to be sent to a page to begin the information collection process.

On the next screen, fill in your Surname and Forenames (First Name and Other Names). Enter a full stop in the surname field if you are a foreigner with no surname.

Next, answer the questions relating to your nationality and Citizenship.

You will be asked to enter your height, eye colour and other physical identifiers on the next page. (If you don’t know the accurate value, don’t worry, during your registration, the NIA will measure you for the correct value).

After all the 7 pages of the form have been filled, you will be taken to a declaration page.

You will have to say “YES” to the following:

I Declare that all the information presented for this application is true and correct and that the documents that I have provided for the purpose of this application are genuine.

I understand that if any information that I have provided for this application is false or incorrect, I will be liable to prosecution in accordance with Section 40 of the National Identity Register 2008 Act 750 as well as any other law or regulation which may be in force at the time.

I understand that all the information and documents that I have provided in respect of this application are handled and stored by the NIA and I have the right to have them updated should they change.

I declare that all the information contained in this application has been read, interpreted and explained to me in a language I understand and I perfectly understood and approved same before my hand was guided to make my mark.

After that, you will get the option to download the completed form. You will also receive an email with a link to the completed application form. In your application history page, click the ‘Download Application Form’ button to download your application for print.

Once you have printed the form, visit ANY National Identification Authority (NIA) registration centre with a printed copy of your application form to apply for your FREE Ghana Card. Remember to send all mandatory documents with you to the NIA registration centre.

How long will it take to get the Ghana Card?

Once you have downloaded the form, you can take it to the NIA Registration Centre closest to you and your card will be processed..

This is however subject to the availability of electricity and internet connectivity.

If you don’t have a passport, check out how to apply for one by clicking below.